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3200 Hickory Grove Dr, Monroe, NC, 28110

4beds
3baths
2,133sqft
$432,000
$203price/sqft
$2,822/moest. monthly cost
$112,880/yrincome needed

About This Home

Prepare to be pleasantly surprised by the space inside this beautifully refreshed home! Although the exterior offers a charming yet understated appearance, the expansive interior floor plan is sure to impress. This home features four spacious bedrooms, two-and-a-half bathrooms and a versatile upstairs loft that is perfect for a home office, playroom or additional lounge area. The main level showcases newly installed luxury vinyl plank flooring, while freshly painted walls throughout create a bright, clean and move-in-ready atmosphere. Outside, enjoy a fenced backyard with plenty of space for entertaining, gardening or relaxing. Situated on a large corner lot, the property offers additional outdoor space and flexibility. With its generous layout, recent updates and attractive price, this home delivers exceptional value. Don’t let the view from the street fool you. Step inside and discover just how much space this home truly has to offer. Schedule your showing today!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Rocky River ElementaryGrades PK-52.3 mi
2/10
Monroe Middle SchoolGrades 6-84.4 mi
2/10
Monroe High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Hardboard Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Microwave
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,133

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,133
  • Total interior livable area: 2,133 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 09298441
  • Zoning: CITY
  • Special condition: Undisclosed,None

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.22 Acres
  • Features: Cleared,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,184$26,208
Home Insurance *$141$1,692
Property Taxes $297$3,564
Electricity $200$2,405
Total$2,822$33,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,754/yr
40% on housing$84,660/yr
45% on housing$75,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 28110$189
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28110$200
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$420,000
2026-07-28Listed for sale$432,000
2020-06-30Sold$238,000

For Sale by Agent

AgentBrandy Cummings
BrokerageReal Broker, LLC

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