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3451 Michigan Ave, Saint Cloud, FL, 34769

3beds
3baths
2,487sqft
$1,030,000
$414price/sqft
$6,184/moest. monthly cost
$247,360/yrincome needed

About This Home

This custom-built residence seamlessly blends refined craftsmanship with resort-inspired amenities. Topped with a Spanish Mediterranean tile roof, it is on a fully fenced 0.9-acre homesite with a private electric gate and no homeowner's association. Designed with precision, the home features porcelain tile flooring throughout, impact-rated doors and windows, and plantation shutters, including in the garage. Encompassed by 125 feet of brick pavers, the grounds are as meticulously planned as the interiors. The outdoor living space centers around a saltwater pool framed by a hand-laid stone wall and anchored by a fully equipped, lighted tiki bar. This alfresco retreat includes a television, Bluetooth speakers, dual refrigerators, a grill, a fire pit and a heat pump heater for year-round enjoyment. Inside, the three-bedroom, three-bath residence includes 10-foot ceilings, motorized blinds, and a primary suite with an expansive walk-in closet. The gourmet kitchen is fitted with Smart LG appliances, Wi-Fi connectivity and a 14-by-5-foot island. Additional features include a beverage station with wine refrigeration, two pantries, a covered lanai and an oversized laundry room with built-in cabinetry. Technology and security are thoughtfully integrated with eight cameras and power access on each exterior corner. Architectural details such as tray ceilings, crown molding, arches and niches underscore the home’s elevated design. Near Disney, Medical City and Universal, this Central Florida residence offers exceptional access with uncompromising luxury. Seller is willing to consider closing cost contribution or interest buydown with a full offer.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
St. Cloud Middle SchoolGrades 6-81.0 mi
4/10
St. Cloud High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Ice Maker,Microwave,Range,Range Hood,Refrigerator,Washer,Wine Refrigerator
  • Laundry features: Corridor Access,Electric Dryer Hookup,Inside,Laundry Closet,Laundry Room,Washer Hookup

Bathroom2

  • Level: First
  • Area: 42.5
  • Dimensions: 8.5x5

Bathroom3

  • Level: First
  • Area: 78
  • Dimensions: 12x6.5

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 133.2
  • Dimensions: 12x11.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dinette

  • Level: First
  • Area: 130.5
  • Dimensions: 14.5x9

Dining Room

  • Level: First

Dining Room

  • Level: First
  • Area: 157.62
  • Dimensions: 14.2x11.1

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Outdoor Grill,Outdoor Kitchen,Sliding Doors
  • Window features: Double Pane Windows,Low Emissivity Windows,Shutters,Window Treatments
  • Flooring: Porcelain Tile

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,715
  • Total interior livable area: 2,487 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island
  • Level: First
  • Area: 210.25
  • Dimensions: 14.5x14.5

Laundry

  • Features: Built-in Closet
  • Level: First
  • Area: 126
  • Dimensions: 12x10.5

Living Room

  • Level: First
  • Area: 405.9
  • Dimensions: 20.5x19.8

Primary Bathroom

  • Features: Linen Closet
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 273
  • Dimensions: 21x13

Property

Details

  • Parcel number: 132630495000010415
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Chlorine Free,Deck,Fiber Optic Lighting,Gunite,Heated,In Ground,Lighting,Outside Bath Access,Salt Water
  • Patio & porch: Covered,Deck,Front Porch,Patio,Porch,Rear Porch
  • Exterior features: Courtyard,Garden,Irrigation System,Lighting,Outdoor Grill,Outdoor Kitchen,Private Mailbox,Rain Gutters,Sidewalk,Sprinkler Metered
  • Fencing: Chain Link,Fenced,Other
  • Residential vegetation: Fruit Trees,Trees/Landscaped

Lot

  • Lot size: 0.90 Acres
  • Features: Cleared,City Lot,Landscaped,Private

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Driveway,Garage Door Opener,Garage Faces Side,Oversized,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,208$62,496
Home Insurance *$726$8,712
Property Taxes $0$0
Electricity $250$3,003
Total$6,184$74,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,022/yr
40% on housing$185,520/yr
45% on housing$164,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$414This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$140
Osceola County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$1,030,000
2026-04-07Price change$1,050,000
2026-03-06Price change$1,070,000
2026-01-15Listed for sale$1,100,000
2024-09-29Listing removed$1,375,000
2024-09-06Listed for sale$1,375,000
2024-05-22Listing removed$1,450,000
2024-04-19Price change$1,450,000
2024-02-17Listed for sale$1,500,000

For Sale by Agent

AgentWalter Mackelburg
BrokeragePREMIER SOTHEBYS INT'L REALTY

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