3960 Guernsey Bnd, Saint Cloud, FL, 34772
About This Home
Come to a property where design, comfort, and future value come together in one of Central Florida’s strongest growth markets. This beautifully maintained residence features 4 spacious bedrooms, ideal for families, multigenerational living, or creating the perfect home office environment for today’s professional lifestyle. The heart of the home is a modern open-concept kitchen with elegant quartz countertops, abundant cabinetry, and seamless flow into the living and dining areas — perfect for entertaining, hosting, and everyday enjoyment. Wake up and unwind with a peaceful water view, providing privacy, natural light, and that premium touch buyers are searching for. Additional highlights buyers will love: Open layout with excellent natural light, Generous primary suite functional spaces for gatherings, Move-in ready condition, Located in a high-demand residential corridor Positioned in St. Cloud, you benefit from proximity to Lake Nona, Orlando’s employment expansion, medical and technology growth, while enjoying a quieter residential environment. This is where families upgrade their quality of life and investors secure tomorrow’s appreciation. Smart buyers follow growth. Great buyers arrive early. Schedule your private tour today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2021
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Bedroom2
- Features: Walk-In Closet(s)
- Level: First
- Area: 110
- Dimensions: 11x10
Bedroom3
- Features: Walk-In Closet(s)
- Level: First
- Area: 100
- Dimensions: 10x10
Bedroom4
- Features: Walk-In Closet(s)
- Level: First
- Area: 110
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dinette
- Level: First
- Area: 121
- Dimensions: 11x11
Features
- In Wall Pest System,Open Floorplan,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Blinds
- Flooring: Carpet,Ceramic Tile
Great Room
- Level: First
- Area: 322
- Dimensions: 14x23
Heating & Cooling
- Heating features: Central,Solar
- Cooling features: Central Air
Interior Area
- Total structure area: 2,390
- Total interior livable area: 1,950 sqft
Kitchen
- Level: First
- Area: 143
- Dimensions: 11x13
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 221
- Dimensions: 13x17
Property
Details
- Parcel number: 132630011700010020
- Zoning: P-D
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Porch
- Exterior features: Irrigation System
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 7,405 sqft
- Features: In County
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
- Hurricane
- Inland Flooding
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $228 | $2,736 |
| Property Taxes | $612 | $7,344 |
| Electricity | $197 | $2,366 |
| Total | $3,054 | $36,648 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Price change | $399,000 |
| 2026-02-11 | Listed for sale | $415,000 |
| 2021-05-24 | Sold | $307,900 |
View on Zillow