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3088 Nottel Dr, Saint Cloud, FL, 34772

3beds
2baths
1,957sqft
$380,000
$194price/sqft
$2,670/moest. monthly cost
$106,800/yrincome needed

About This Home

One-story home in a desirable gated community with a neighborhood park access and water channels to the largest lake in St. Cloud, This 3-bedroom, 2-bath residence offers a functional layout and an outstanding outdoor living space. Enjoy a spacious patio with pavers and a fully equipped outdoor kitchen, perfect for entertaining. Located in a great area close to shopping, dining, and schools.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
6/10
Middle School AAGrades 6-85.7 mi
5/10
Harmony High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom1

  • Features: No Closet
  • Level: First
  • Area: 30
  • Dimensions: 6x5

Bedroom2

  • Features: Dual Closets
  • Level: First
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Features: Dual Closets
  • Level: First
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,High Ceilings,Kitchen/Family Room Combo,Stone Counters
  • Door features: Outdoor Kitchen
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Baseboard,Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 1,957 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Level: First
  • Area: 192
  • Dimensions: 16x12

Office

  • Level: First
  • Area: 1332
  • Dimensions: 12x111

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Property

Details

  • Parcel number: 202631342900012170
  • Zoning: 34772
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Outdoor Kitchen

Lot

  • Lot size: 5,200 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$217$2,604
Property Taxes $335$4,020
Electricity $197$2,366
Total$2,670$32,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,542/yr
40% on housing$80,100/yr
45% on housing$71,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 34772$192
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34772$213
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Price change$400,000
2026-02-10Price change$408,990
2026-01-30Listed for sale$418,990
2021-01-04Sold$308,500

For Sale by Agent

AgentJuan Oberto
BrokerageAGENT TRUST REALTY CORPORATION

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