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4937 Lotta Ct, Saint Cloud, FL, 34772

5beds
4baths
3,910sqft
$599,000
$153price/sqft
$4,286/moest. monthly cost
$171,440/yrincome needed

About This Home

You will love this expansive floorplan with five bedrooms, four bathrooms, a three car garage, that is designed for growing families. Additional rooms include an oversized game room, breakfast nook and an upstairs laundry room for added convenience. The owner suite has a luxurious walk in closet, owner bathroom with bathtub, his and hers sinks, and a walk in shower. There is also a large covered patio to enjoy the views and the outdoors all year long. Hanover Lakes is a much sought after waterfront community. Perfect for boating, fishing and enjoying nature. Amenities to include: Dock and lift to the Chain of Lakes, Splash Park, Resort Style Swimming Pool and Cabana. Hanover Lakes’ also has a great location. Minutes away from the Florida Turnpike with tons of shopping and dining options such as Harmony Farmers Market, it is convenient to get anywhere you need. Your family will love living and creating memories together at Hanover Lakes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
6/10
Middle School AAGrades 6-85.6 mi
5/10
Harmony High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Other

  • Builder model: Thornebrook
  • Builder name: Lennar Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Freezer,Refrigerator,Washer
  • Laundry features: Inside

Balcony Porch Lanai

  • Level: First
  • Area: 231
  • Dimensions: 21x11

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 182
  • Dimensions: 14x13

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 180
  • Dimensions: 12x15

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 182
  • Dimensions: 14x13

Bedroom5

  • Features: Built-in Closet
  • Level: Second
  • Area: 273
  • Dimensions: 21x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dinette

  • Level: First
  • Area: 168
  • Dimensions: 14x12

Dining Room

  • Level: First
  • Area: 154
  • Dimensions: 14x11

Features

  • In Wall Pest System,Kitchen/Family Room Combo,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 378
  • Dimensions: 18x21

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,966
  • Total interior livable area: 3,910 sqft

Kitchen

  • Level: First
  • Area: 210
  • Dimensions: 14x15

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 252
  • Dimensions: 14x18

Property

Details

  • Parcel number: 202631344400012690
  • Zoning: P-D
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Irrigation System,Sidewalk
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 6,969 sqft
  • Features: Near Marina

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$342$4,104
Property Taxes $523$6,276
Electricity $393$4,721
Total$4,286$51,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,948/yr
40% on housing$128,580/yr
45% on housing$114,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 34772$192
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34772$213
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$599,000
2026-04-23Price change$609,000
2026-03-10Price change$619,000
2026-02-27Price change$629,000
2026-02-14Price change$639,000
2026-01-20Listed for sale$649,000
2021-03-31Sold$497,700

For Sale by Agent

AgentEileen Li
BrokerageTOPSKY REALTY INC

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