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5052 Center Ct, Saint Cloud, FL, 34772

5beds
3baths
3,166sqft
$629,900
$199price/sqft
$4,350/moest. monthly cost
$174,000/yrincome needed

About This Home

Take advantage of this move-in ready home in the exclusive waterfront community of Hanover Lakes! With a modern design, over $30,000 in upgrades. It's the perfect choice for those seeking comfort and convenience. A true turnkey opportunity!Open-concept living with a Chef's Kitchen featuring quartz countertops, premium cabinetry, center island & walk-in pantry. The spacious living room flows perfectly for entertaining or relaxing with the family.First-floor guest suite with full bath offers flexibility for guests or a home office. Upstairs, enjoy 4 more bedrooms + loft space. The oversized primary suite has space for a sitting area, large walk-in closet, and a spa-like bathroom with a garden tub & walk-in shower.Exterior features include a paver driveway, covered front patio & lush landscaping.Community Amenities:Boat lift with access to the Alligator Chain of Lakes,Resort-style pool,Covered playground,Mini soccer field,Dock & boat ramp. Just 25 mins to Lake Nona and 40 mins to Disney, Universal & Downtown Orlando.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
6/10
Middle School AAGrades 6-85.3 mi
5/10
Harmony High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Upper Level

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedroom5

  • Features: Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 192
  • Dimensions: 16x12

Family Room

  • Level: First
  • Area: 352
  • Dimensions: 16x22

Features

  • High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,946
  • Total interior livable area: 3,166 sqft

Kitchen

  • Level: First
  • Area: 150
  • Dimensions: 10x15

Living Room

  • Level: First
  • Area: 168
  • Dimensions: 12x14

Primary Bathroom

  • Level: Second
  • Area: 119
  • Dimensions: 17x7

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 247
  • Dimensions: 13x19

Property

Details

  • Parcel number: 202631013700013450
  • Zoning: RESI
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System,Lighting,Sidewalk
  • Has view: Yes
  • View description: Canal,Lake
  • Has water view: Yes
  • Water view: Canal,Lake
  • Waterfront features: Lake Privileges,Boat Ramp - Private,Lift,Lift - Covered
  • Waterbody name: ALLIGATOR CHAIN OF LAKES

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$360$4,320
Property Taxes $487$5,844
Electricity $318$3,823
Total$4,350$52,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,142/yr
40% on housing$130,500/yr
45% on housing$116,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 34772$192
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34772$213
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$629,900
2026-03-07Listed for sale$649,000
2025-09-06Listing removed$3,700
2025-08-29Listing removed$630,000
2025-08-25Price change$3,700
2025-08-14Price change$630,000
2025-08-05Listed for sale$640,000
2025-07-28Price change$4,000
2025-07-08Price change$4,200
2025-06-12Listing removed$645,000
2025-05-29Price change$4,500
2025-05-01Price change$645,000
2025-04-22Price change$670,000
2025-04-11Price change$699,000
2025-03-12Price change$710,000
2025-02-12Price change$5,000
2025-01-17Listed for rent$4,500
2025-01-15Listed for sale$720,000
2024-06-20Sold$579,000
2023-06-06Listing removed--
2023-05-15Price change$3,200
2023-05-03Price change$3,250
2023-03-23Listed for rent$3,300
2022-03-07Sold$423,700

For Sale by Agent

AgentMonique Morgan
BrokerageLA ROSA REALTY LLC

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