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4526 Gray Lodge Loop, Rocklin, CA, 95677

5beds
3baths
2,553sqft
$699,900
$274price/sqft
$5,022/moest. monthly cost
$200,880/yrincome needed

About This Home

NOW OFFERING A FREE 1-0 RATE BUYDOWN!! OWNED SOLAR! Welcome to this impeccably maintained two-story residence nestled within the highly sought-after Granite Bluff community. Perfectly situated on a premium homesite with only one adjoining neighbor, this exceptional property offers enhanced privacy and a tranquil setting rarely found. Thoughtfully designed for today's lifestyle, the light-filled open-concept floor plan seamlessly blends sophistication with everyday comfort. Expansive living spaces, elegant wide-plank flooring, and abundant natural light create an inviting atmosphere ideal for both relaxed living and effortless entertaining. At the heart of the home, the beautifully appointed gourmet kitchen showcases quartz countertops, stainless steel appliances, a designer tile backsplash, and an oversized center island that serves as the perfect gathering place for family and guests alike. The adjoining great room is framed by large picture windows, filling the space with warmth and natural light while offering a seamless connection to the outdoors. Upstairs, generously proportioned bedrooms provide peaceful retreats, while the versatile loft offers endless possibilities as a home office, media room, playroom, or potential sixth bedroom. Every space has been thoughtfully designed to maximize comfort and functionality. Additional highlights include a spacious two-car garage complete with overhead storage racks, owned solar for exceptional energy efficiency and long-term savings, abundant storage throughout, and a low-maintenance backyard designed for easy outdoor enjoyment. Ideally located just moments from parks, scenic walking trails, top-rated schools, shopping, dining, and convenient commuter access, this move-in-ready home offers an exceptional blend of modern elegance, everyday convenience, and timeless appeal.

Getting Around

42
WalkingCar-Dependent
25
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

9/10
Sierra Elementary SchoolGrades K-61.0 mi
6/10
9/10
Whitney High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Ice Maker,Dishwasher,Disposal,Microwave,Dryer,Washer
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Space in Kitchen,Dining/Living Combo

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,553 sqft

Kitchen

  • Features: Quartz Counter,Kitchen Island

Master Bathroom

  • Features: Shower Stall(s),Double Vanity

Master Bedroom

  • Features: Closet

Property

Details

  • Parcel number: 045580054000
  • Zoning: Sfr
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Wood
  • Topography of land: Level,Level

Lot

  • Lot size: 3,654 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$168$2,016
Property Taxes $768$9,216
Electricity $547$6,569
Total$5,022$60,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,182/yr
40% on housing$150,660/yr
45% on housing$133,920/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 95677$256
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95677$334
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$675,000
2026-07-21Price change$699,900
2026-06-30Listed for sale$709,000
2023-01-31Listing removed--
2023-01-03Price change$3,095
2022-12-05Price change$3,195
2022-10-21Listed for rent$3,295

For Sale by Agent

AgentScott Papapietro
BrokerageBlack Bird Realty

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