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5409 Cumberland Dr, Roseville, CA, 95747

3beds
2baths
1,296sqft
$469,999
$363price/sqft
$3,204/moest. monthly cost
$128,160/yrincome needed

About This Home

Welcome to this beautifully maintained 3 bedroom, 2 bathroom home in West Roseville, where comfort, style, and modern upgrades come together. Come inside to discover luxury vinyl plank flooring downstairs, freshly painted interiors, and abundant natural light throughout. The open concept living area flows seamlessly into a spacious kitchen, perfect for entertaining or everyday living. Energy efficiency shines with a 3.4 kW solar system at just $37.21 per month, tile roof, dual pane windows, and an all electric setup with Roseville Electric, allowing you to enjoy comfort and savings with no gas bill. Enjoy the low maintenance yard, perfect for outdoor dining, gardening, or a relaxing outdoor retreat. Thoughtful interior updates make this home truly move in ready. Located near nature trails, parks, shopping, and top-rated schools, this West Roseville home combines convenience with charm. Don't miss your chance to make it yours!

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

6/10
Riego Creek ElementaryGrades K-50.2 mi
9/10
7/10
West Park HighGrades 9-120.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Ice Maker,Dishwasher,Microwave
  • Laundry features: Laundry Closet,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Luxury Vinyl Plank,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,296 sqft

Kitchen

  • Features: Butlers Pantry,Quartz Counter,Island w/Sink

Property

Details

  • Parcel number: 492430032000
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Exterior features: Outdoor Grill

Lot

  • Lot size: 2,500 sqft
  • Features: Sprinklers In Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$101$1,212
Property Taxes $329$3,948
Electricity $398$4,786
Total$3,204$38,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,851/yr
40% on housing$96,120/yr
45% on housing$85,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 95747$295
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95747$308
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$469,999
2026-04-15Listed for sale$479,777
2022-04-21Sold$430,000

For Sale by Agent

AgentKevin Mehta
BrokerageCentury 21 Select Real Estate

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