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38870 Opal Willow Ln, Zephyrhills, FL, 33540

4beds
2baths
1,849sqft
$329,900
$178price/sqft
$2,399/moest. monthly cost
$95,960/yrincome needed

About This Home

Welcome to 38870 Opal Willow Ln in Zephyrhills, a beautifully maintained single story home offering the perfect blend of comfort, style, and everyday convenience. From the moment you arrive, the charming curb appeal and welcoming entry set the tone for what’s inside. Step into a bright and open layout designed for modern living. The spacious kitchen is the heart of the home, featuring granite countertops, stainless steel appliances, abundant cabinetry, a large island with seating, and a walk in pantry. The kitchen flows seamlessly into the dining and living areas, creating an ideal space for entertaining or relaxing with family and friends. Sliding glass doors bring in natural light and showcase peaceful pond and nature views right from your main living space. The primary suite is privately tucked away and offers a generous bedroom, large walk in closet, and an en suite bath with dual vanities and a spacious shower. Additional bedrooms are well sized and versatile, perfect for guests, a home office, or hobbies. Neutral finishes and tile flooring throughout the main living areas make this home move in ready and easy to maintain. Enjoy tranquil outdoor living with a backyard that backs to a scenic community pond, creating a serene setting with no rear neighbors and beautiful water views to enjoy year round. This home is located in a growing Zephyrhills community close to everyday conveniences. You are just minutes from shopping, dining, and entertainment including Publix, Walmart, The Grove at Wesley Chapel, Tampa Premium Outlets, and KRATE at the Grove. Nearby medical facilities include AdventHealth Zephyrhills and BayCare Hospital Wesley Chapel. Commuting is simple with quick access to US 301, SR 56, and I 75, making travel to Tampa, Wesley Chapel, and surrounding areas easy. This home offers the space, location, and lifestyle today’s buyers are looking for. Schedule your private showing today.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Ice Maker,Microwave,Washer
  • Laundry features: Inside,Laundry Room

Bathroom1

  • Level: First
  • Area: 90
  • Dimensions: 10x9

Bathroom2

  • Level: First
  • Area: 50
  • Dimensions: 10x5

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 140
  • Dimensions: 14x10

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 154
  • Dimensions: 14x11

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 165
  • Dimensions: 15x11

Features

  • Attic Ventilator,Living Room/Dining Room Combo,Open Floorplan,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile

Foyer

  • Level: First
  • Area: 189
  • Dimensions: 27x7

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,140
  • Total interior livable area: 1,849 sqft

Kitchen

  • Level: First
  • Area: 275
  • Dimensions: 25x11

Laundry

  • Level: First
  • Area: 42
  • Dimensions: 7x6

Living Room

  • Level: First
  • Area: 196
  • Dimensions: 14x14

Other

  • Level: First
  • Area: 399
  • Dimensions: 21x19

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Parcel number: 212623005.0004.00011.0
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Lighting,Sidewalk,Sprinkler Metered
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 7,140 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$127$1,524
Property Taxes $407$4,884
Electricity $197$2,366
Total$2,399$28,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,251/yr
40% on housing$71,970/yr
45% on housing$63,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 33540$139
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33540$180
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$329,900
2026-03-20Price change$345,000
2026-02-23Price change$350,000
2026-02-04Listed for sale$359,900
2021-12-01Sold$332,600

For Sale by Agent

AgentChad Leonberg, EXP REALTY LLC
BrokerageEXP REALTY LLC

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