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11044 Luminate Dr, Rancho Cucamonga, CA, 91730

3beds
4baths
1,467sqft
$599,999
$409price/sqft
$4,163/moest. monthly cost
$166,520/yrincome needed

About This Home

Welcome to 11044 Luminate Drive in Rancho Cucamonga, a FULLY FURNISHED, beautifully upgraded tri-level corner condo built in 2021, offering 1,467 sq ft of modern, sun-filled living space designed for both comfort and style. This move-in-ready home features 3 bedrooms, 2 full baths, 2 half baths, and a spacious 2-car tandem garage with EV-ready hookup. As a rare corner/end unit, the home is filled with abundant natural light throughout while offering enhanced privacy. Thoughtfully furnished and fully equipped, this residence is ideal for anyone seeking a seamless, turnkey living experience. The home also includes upgraded blinds and shades throughout — a premium add-on that provides both privacy and elegance while complementing the expansive windows and open-concept design. All appliances are included, featuring a Platinum Series counter-depth refrigerator, convection oven, Max Jet dishwasher, microwave that doubles as an oven, and LG washer and dryer conveniently located on the third floor alongside all bedrooms. The first floor offers the attached tandem garage, a half bath, and a welcoming entryway. The second floor is designed for entertaining with a bright, open-concept living area and a chef-inspired kitchen showcasing a dramatic waterfall quartz island, quartz countertops, designer quartz backsplash, a half bath with quartz finishes, and a private patio perfect for relaxing or enjoying morning coffee. The entire third floor is dedicated to comfort and convenience, featuring the spacious primary suite with mountain views, a dual-sink quartz vanity, stand-up shower, and oversized walk-in closet, along with a full guest bath with quartz countertops and tub, plus two additional bedrooms. Enjoy scenic mountain views from the primary suite and staircase while soaking in the natural light that pours throughout the home. Residents enjoy access to a lifestyle-focused HOA with resort-style amenities including a pool, spa, BBQ pits, fire pit, fitness center, dog wash station, conference and meeting rooms, and a banquet center for hosting events. The community is home to Teaspoon Boba Café and will soon welcome Cassidy’s Corner bagel shop along with additional retail and dining options. Ideally located near Ontario Mills, Victoria Gardens, Target, Stater Bros, Starbucks, and an abundance of shopping and dining, this home also offers quick access to the 10, 15, and 210 freeways for an easy commute and convenient everyday living.

Getting Around

56
WalkingSomewhat Walkable
33
TransitSome Transit
50
BikeBikeable

Schools

5/10
The Ontario CenterGrades K-51.0 mi
6/10
5/10
Colony High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2021

Type & Style

  • Home type: Condo
  • Architectural style: Modern
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Dryer,Washer
  • Laundry features: Inside,Laundry Room,Upper Level

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Closet,Dual Sinks,Quartz Counters,Remodeled,Separate Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Balcony,Furnished,High Ceilings,Multiple Staircases,Quartz Counters,Recessed Lighting,Storage,Tandem,Two Story Ceilings,All Bedrooms Down,Primary Suite,Walk-In Closet(s)
  • Flooring: Laminate
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,467 sqft

Kitchen

  • Features: Kitchen Island,Quartz Counters

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 0210682080000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: 1
  • Pool features: Community,Association
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Association,Community
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1,467 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage,On Site,Public,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Hail
Heat Wave
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$107$1,284
Property Taxes $625$7,500
Electricity $398$4,786
Total$4,163$49,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,731/yr
40% on housing$124,890/yr
45% on housing$111,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 91730$341
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 91730$475
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$610,000
2025-02-05Listing removed$3,700
2024-12-21Listed for rent$3,700
2024-12-10Listing removed$3,700
2024-12-07Listed for rent$3,700

For Sale by Agent

AgentAndrew Romo
BrokerageThe Kasa Agency Inc.

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