2055 Rucker Ave, Gilroy, CA, 95020
About This Home
Never been lived in, welcome to 2055 Rucker Ave 7 acres where country living meets modern comfort on a beautiful usable property in the heart of Gilroy. This hard to find flat useable, buildable piece of land was previously used as orchard This is as-is and will require a renovation loan. Well and well pump are in and operational, water tanks and wharf hydrant are in. Power meter is in, PG&E is ready to energize, also In process of county converting ADU to primary to streamline the process. Needs septic put in, electric, plumbing and gravel driveway to be completed, waiting on an updated Contractor bid. Live in the existing house and build your future dream house Farm worker housing possible. Conveniently located near downtown Gilroy, shopping, dining, wineries, and commuter routes, 2055 Rucker Ave offers the best of rural charm with everyday convenience. A rare opportunity to own a lifestyle property with endless potential. Previously had permits for approx 4600 +/- sq foot home on the property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: EatinKitchen
Family Room
- Features: NoFamilyRoom
Heating & Cooling
- Heating features: Central Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,172
- Total interior livable area: 1,172 sqft
Property
Details
- Parcel number: 83012101
- Zoning: A-20A
- Special condition: Standard
- Horse amenities: Fenced,Pasture,TrailerStorage
Features
- Stories: 1
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 7.04 Acres
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Drought
- Wildfire
- Heat Wave
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Clara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $226 | $2,712 |
| Property Taxes | $1,321 | $15,852 |
| Electricity | $398 | $4,786 |
| Total | $8,518 | $102,216 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-04 | Price change | $1,299,900 |
| 2026-07-03 | Price change | $1,199,900 |
| 2026-05-23 | Price change | $1,249,900 |
| 2026-05-17 | Listed for sale | $1,299,900 |
| 2017-08-09 | Sold | $598,000 |
| 2015-09-22 | Sold | $435,000 |
Pre-Foreclosure - New Construction
View on Zillow