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691 Lippi St, Galt, CA, 95632

3beds
2baths
1,996sqft
$549,999
$276price/sqft
$4,065/moest. monthly cost
$162,600/yrincome needed

About This Home

Just Listed in Galt, CA! Welcome to 691 Lippi Lane, a beautiful home nestled in a quiet and desirable neighborhood in Galt. This charming property offers the perfect blend of comfort, style, and convenience, featuring a spacious and inviting floor plan, a bright kitchen with ample cabinet space, and cozy living areas that are perfect for both relaxing and entertaining. The home also includes generous bedrooms filled with natural light and a private backyard ideal for gatherings, gardening, or simply unwinding. Conveniently located near local schools, parks, and shopping, this home offers the best of small-town living with easy access to everyday amenities. Whether you're a first-time buyer, growing family, or looking to downsize, this home is must-see. This is more than just a house it's the place you'll love coming home to every day. Don't miss your chance to make it yours!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
6/10
Galt High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Built-In Gas Range,Dishwasher,Disposal,Microwave
  • Laundry features: Gas Dryer Hookup,Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,996 sqft

Kitchen

  • Features: Breakfast Area,Pantry Closet,Quartz Counter,Kitchen Island,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Tile,Walk-In Closet(s),Window

Property

Details

  • Parcel number: 15007800510000
  • Zoning description: R1C
  • Special condition: Standard

Features

  • Fencing: Back Yard,Wood,Fenced

Lot

  • Lot size: 6,547 sqft
  • Features: Sprinklers In Front,Curb(s)/Gutter(s),Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$141$1,692
Property Taxes $715$8,580
Electricity $428$5,136
Total$4,065$48,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,371/yr
40% on housing$121,950/yr
45% on housing$108,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 95632$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95632$314
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$590,000
2022-07-28Sold$593,000

For Sale by Agent

AgentMiyo Freeman
BrokerageeXp Realty of California Inc.

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