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3942 Waterleaf Ave, Sacramento, CA, 95835

5beds
3baths
3,046sqft
$979,990
$322price/sqft
$6,958/moest. monthly cost
$278,320/yrincome needed

About This Home

Nestled on a lakefront lot this beautiful home offers 3,046 sq. ft. of elegant, two-story living designed for both comfort and sophistication. With 5 generously sized bedrooms and 3 full bathrooms, the layout is ideal for multigenerational living, complete with a convenient downstairs bedroom and full bath for added flexibility. The open-concept main level welcomes you with durable laminate flooring, a spacious living area filled with natural light, and a stunning kitchen featuring a walk-in pantry, GE appliances, crisp white European-style cabinetry, quartz countertops, and a stylish subway-set tile backsplash. Plush carpeting in the bedrooms creates a warm, inviting atmosphere throughout. A 3-car tandem garage provides ample storage and everyday convenience. Upstairs, a large loft offers versatile living space perfect for a home office, media room, or play area. The luxurious primary suite is a private retreat, boasting two closets, a beautifully tiled double-sink bathroom, and a private balcony where you can unwind while taking in breathtaking lake views. Step outside to a backyard designed by a professional landscape architect, where a peaceful ambiance and ideal entertaining space await. Enjoy added amenities like access to the community's private clubhouse and pool

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

9/10
Northlake TK-8Grades K-80.7 mi
6/10
Rio Linda High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Other

  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Free-Standing Refrigerator,Gas Cooktop,Dishwasher,Disposal,Microwave,Double Oven,Plumbed For Ice Maker
  • Laundry features: Laundry Room,Cabinets,Sink,Upper Level,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Bar,Dining/Living Combo

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,046 sqft

Kitchen

  • Features: Pantry Closet,Granite Counters,Island w/Sink

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Soaking Tub,Walk-In Closet(s),Quartz

Master Bedroom

  • Features: Balcony,Ground Floor,Outside Access,Sitting Area

Property

Details

  • Parcel number: 20113500610000
  • Zoning description: R-1A-P
  • Special condition: Standard
  • Other equipment: Audio/Video Prewired,Networked

Features

  • Private pool: Yes
  • Pool features: In Ground,Community
  • Fencing: Back Yard,Metal
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 5,201 sqft
  • Features: Sprinklers In Front,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Workshop in Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Drought
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,955$59,460
Home Insurance *$245$2,940
Property Taxes $1,105$13,260
Electricity $653$7,838
Total$6,958$83,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$238,560/yr
40% on housing$208,740/yr
45% on housing$185,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 95835$271
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95835$287
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-10Listed for sale$1,010,990
2025-07-01Listing removed$1,010,990
2025-06-27Listed for sale$1,010,990
2024-08-30Sold$926,500

For Sale by Agent

AgentMarlo Jordan
BrokerageColdwell Banker Realty

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