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11986 Granzella Way, Rancho Cordova, CA, 95742

3beds
2baths
1,392sqft
$520,000
$374price/sqft
$3,770/moest. monthly cost
$150,800/yrincome needed

About This Home

Let's skip the fluff and go straight to what actually mattersthis home checks the boxes you didn't even know you had. Situated on a desirable corner lot, this beautifully maintained single-level home is just 2 years new, built by Richmond American Homes, and loaded with thoughtful upgrades. Enjoy energy efficiency with owned solar and E.S.S. readiness, plus the convenience of instant hot water. The garage features a sleek epoxy floor, and inside you'll find a clean, crisp interior with neutral tones ready for your personal touch. The smart floor plan offers privacy with the primary suite thoughtfully located away from the two additional bedrooms. Location is a standoutjust a couple of blocks from Hummingbird Park and near Sunrise Elementary School, with easy access to both Highway 50 and Highway 16 for a smooth commute. This home offers the best of both worldsmodern living with a touch of country charm. You might even spot cows grazing nearby from time to time, adding to the peaceful, open feel of the community while still being close to city conveniences. Perfect for first-time buyers or those looking to downsize without compromisethis one is move-in ready and waiting for you.

Getting Around

12
WalkingCar-Dependent
14
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

9/10
9/10
Pleasant Grove High SchoolGrades 9-1210.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Other

  • Builder name: Richmond Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Solar Hot Water
  • Laundry features: Laundry Room,Ground Floor,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,392 sqft

Kitchen

  • Features: Pantry Closet,Quartz Counter,Island w/Sink

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Quartz

Master Bedroom

  • Features: Ground Floor,Walk-In Closet

Property

Details

  • Parcel number: 06723900990000
  • Zoning description: RES
  • Special condition: Standard

Features

  • Fencing: Back Yard

Lot

  • Lot size: 5,549 sqft
  • Features: Sprinklers In Front,Corner Lot,Curb(s)/Gutter(s),Shape Regular,Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$116$1,392
Property Taxes $627$7,524
Electricity $398$4,786
Total$3,770$45,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,257/yr
40% on housing$113,100/yr
45% on housing$100,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 95742$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95742$281
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$560,000
2024-04-26Sold$567,766
2024-04-08Pending sale$549,950
2024-03-20Price change$549,950
2024-02-14Price change$559,950
2024-01-17Price change$564,522
2024-01-06Price change$564,597
2023-11-20Pending sale$564,204
2023-11-15Price change$564,204
2023-11-01Price change$569,204
2023-09-22Listed for sale$557,204

For Sale by Agent

AgentStacy Scarberry
BrokerageRe/Max Gold Fair Oaks

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