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16 Morrison Ave, Sacramento, CA, 95838

4beds
4baths
1,927sqft
$634,990
$330price/sqft
$4,202/moest. monthly cost
$168,080/yrincome needed

About This Home

Two units. One lot. No HOA. Ultra-low Mello-Roos. Valley Vista's Residence 8 delivers a rare dual-unit ownership structure at $657,990 a brand new 1,327 sq. ft. main home plus a fully independent 600 sq. ft. ADU on a single parcel. The main home offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage. The ADU is a complete single-level unit with its own bedroom and full bathroom a separate, rentable residence, not a bonus room. Both units are move-in ready new construction, eliminating the deferred maintenance and rehab costs that erode returns on resale acquisitions. Owned solar Buyer can purchase or lease reducing long-term operating costs on both units. No HOA means no monthly drag and no association oversight of your rental. Mello-Roos of just $115/month keeps carrying costs lean. Located with direct I-80 access and minutes from downtown Sacramento, Valley Vista sits in one of the region's strongest rental demand corridors.

Getting Around

12
WalkingCar-Dependent
28
TransitSome Transit
53
BikeBikeable

Schools

Construction

Condition

  • New construction: Yes

Materials

  • Roof: Composition
  • Construction materials: Ceiling Insulation,Stucco,Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch,Tract
  • Property subType: Other

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Disposal,Plumbed For Ice Maker,Free-Standing Electric Oven,Free-Standing Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Low-Flow Toilet(s),Low-Flow Shower(s)
  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,927 sqft

Property

Details

  • Parcel number: 25005400970000
  • Zoning description: RD
  • Special condition: Standard

Features

  • Levels: One,Two
  • Stories: 2

Lot

  • Lot size: 3,759 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$177$2,124
Property Taxes $402$4,824
Electricity $413$4,958
Total$4,202$50,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,068/yr
40% on housing$126,060/yr
45% on housing$112,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 95838$196
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95838$323
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$657,990

New Construction

AgentDillon Schuh
BrokerageNext Real Estate Group Inc.

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