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582 Mosteller Rd, Montoursville, PA, 17754

5beds
3baths
4,226sqft
$1,460,000
$345price/sqft
$11,288/moest. monthly cost
$451,520/yrincome needed

About This Home

DESCRIPTION Tucked away at the end of a private half-mile driveway, this extraordinary 45 ± acre mountain retreat offers an unmatched combination of seclusion, refined comfort, and premier outdoor recreation. With approximately one-third mile of frontage along the pristine Loyalsock Creek, this is a rare opportunity to own an exceptional Pennsylvania estate where privacy, natural beauty, and luxury living come together. The main residence offers 3 bedrooms, including a spacious loft sleeping area, a generously sized main-level bedroom where you'll wake up to breathtaking views from the many bedroom windows, and a luxurious primary suite featuring a gas fireplace and French doors leading to the lower patio. The beautifully appointed kitchen boasts abundant storage, premium appliances, and an ideal layout for both everyday living and entertaining. The impressive great room showcases soaring ceilings and a stunning granite gas fireplace, creating a warm yet elegant gathering space. The home also features 2.5 beautifully designed bathrooms, along with convenient main and lower-level laundry areas and ample storage throughout. Connected by an enclosed hallway, the private guest house features 2 bedrooms, a well-appointed kitchen, and 1.5 bathrooms perfect for extended family, guests, or multi-generational living. Just steps from the creek, a charming one-bedroom cabin includes a kitchen area, bathroom, and outdoor shower, making it ideal as a guest retreat, hunting camp, or potential vacation rental. A spacious 3-car shop provides ample room for vehicles, equipment, tools, and hobbies. The 45 ± acres offer exceptional habitat for whitetail deer, black bear, and wild turkey, while approximately one-third mile of Loyalsock Creek frontage provides outstanding trout fishing, kayaking, swimming, and endless opportunities to enjoy one of Pennsylvania's most scenic waterways. Whether you're searching for a full-time residence, private family compound, luxury getaway, or premier recreational estate, this remarkable property delivers an elevated lifestyle in a setting of rare beauty. Home Features Main residence with 3 bedrooms including loft sleeping area Primary suite with gas fireplace and French doors to lower patio Spacious great room with soaring ceilings and granite gas fireplace High-end kitchen with premium appliances and abundant storage 2.5 bathrooms in main home Main and lower-level laundry areas with ample storage Enclosed connection to private guest house Guest house with 2 bedrooms, kitchen, and 1.5 bathrooms Separate 1-bedroom cabin with kitchen, bathroom, and outdoor shower 3-car detached shop with excellent storage and workspace Land & Property Features 45 ± acre private mountain estate Approximately 1/3 mile of frontage on pristine Loyalsock Creek End-of-road privacy with ~0.5-mile private driveway Outstanding whitetail deer, black bear, and wild turkey habitat Excellent trout fishing, kayaking, swimming, and creek recreation Private, secluded setting ideal for recreation or full-time living Proven Airbnb rental income potential with strong short-term rental history Ideal for hunting property, family compound, luxury retreat, or investment use To schedule your private showing, please contact Colin Fox or Chuck Hershner with Mossy Oak Properties Pennsylvania Land Professionals. ADDITIONAL DETAILS Home Details Sq Ft: 4226.00 Beds: 5 Full Baths: 3 Half Baths: 2 Year Built: 1975 Stories: 1.5 Architecture Style: Contemporary Appliances: Dishwasher, Double Oven, Dryer, Gas Cooktop, Range Hood, Refrigerator, Washer/Dryer Cooling: Central Air Heating: Fireplace(s), Heat Pump, Wood Stove Fireplaces: 3 Additional Info Wildlife: Bear, Small Game, Turkey, Whitetail Deer Recreation: ATV Trails, Fishing, Hiking Trails, Hunting, Watersports Water Access: Creek Road Type: Gravel Road Frontage: County Road Current Use: Hunting, Investment, Multi-Family, Recreational

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

8/10
6/10
C E McCall Middle SchoolGrades 5-83.7 mi

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 4,226

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 4,226
  • Total interior livable area: 4,226 sqft

Property

Details

  • Parcel number: 1131100198A000
  • Lease amount: 0

Lot

  • Lot size: 45 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,382$88,584
Home Insurance *$598$7,176
Property Taxes $2,845$34,140
Electricity $463$5,564
Total$11,288$135,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$387,017/yr
40% on housing$338,640/yr
45% on housing$301,013/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 17754$134
Lycoming County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 17754$151
Lycoming County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$1,460,000
2025-12-28Listing removed$1,460,000
2025-06-30Listed for sale$1,460,000
2022-05-02Sold$900,000

For Sale by Agent

AgentCharles Hershner
BrokerageMossy Oak Properties Pennsylvania Land Professionals, LLC

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