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408 S Main St, Reidsville, NC, 27320

4beds
4baths
4,460sqft
$369,000
$83price/sqft
$2,821/moest. monthly cost
$112,840/yrincome needed

About This Home

408 S Main Street is a beautifully refreshed historic home offering 4 bedrooms and 3.5 baths, filled with timeless charm and generous living space. The primary suite features an oversized layout with an adjoining room ideal for a private sitting area, office, or retreat space. Newly refinished hardwood floors shine throughout, and the interior and exterior have been freshly painted, giving the home a crisp, updated feel and both upstairs heating and air were replaced in 2024 and 2025 with electric units, while the two downstairs units are gas packs. The inviting, oversized front porch, completely rebuilt eight years ago, sets the tone for this gracious home. Inside, multiple living rooms and sitting areas create flexible spaces for relaxing or entertaining, each showcasing unique architectural character. Ideally located in historic Reidsville, you’re just a short walk to local shops, restaurants, and downtown conveniences. A rare blend of history, space, and modern updates.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

--
The Score CenterGrades K-120.9 mi
3/10
Reidsville MiddleGrades 6-82.1 mi
2/10
Reidsville HighGrades PK,9-121.9 mi

Construction

Condition

  • Year built: 1890

Materials

  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Exhaust Fan,Range,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: Dining Room,Great Room,See Remarks
  • Fireplace: Yes
  • Attic: Floored,Pull Down Stairs
  • Finished area above ground: 4,460

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Multiple Systems,Electric,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 4,460
  • Total interior livable area: 4,460 sqft

Property

Details

  • Parcel number: 149965
  • Zoning: r6Rd
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Fenced

Lot

  • Lot size: 0.46 Acres
  • Features: Cleared,Level
  • Lot size dimensions: 76 x 258 x 81 x 260

Parking

  • Parking features: Driveway,Garage,Paved,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rockingham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$171$2,052
Property Taxes $370$4,440
Electricity $415$4,984
Total$2,821$33,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,720/yr
40% on housing$84,630/yr
45% on housing$75,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 27320$156
Rockingham County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 27320$151
Rockingham County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Price change$430,000
2026-02-05Price change$465,000
2026-01-08Listed for sale$475,000
2019-05-28Sold$139,000
2010-09-29Sold$175,000

For Sale by Agent

AgentJennifer Huffman, Jeff Cook Real Estate LPT Realty
BrokerageJeff Cook Real Estate LPT Realty

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