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2088 GAIL Avenue, Jacksonville Beach, FL, 32250

3beds
4baths
1,889sqft
$975,000
$516price/sqft
$7,283/moest. monthly cost
$291,320/yrincome needed

About This Home

LOCATION, LOCATION, LOCATION! Just a short walk to the beach, this beautiful 3-bedroom, 3.5-bath home in Jacksonville Beach offers the ideal mix of coastal charm and everyday comfort. The ground-level bedroom and full bath provide added privacy and convenience, while the private laundry area and easy access to the fully fenced backyard make outdoor relaxation or entertaining a breeze. Inside, you'll find durable luxury vinyl plank flooring throughout the main living areas, with plush carpet in the bedrooms for a cozy, welcoming feel. On the second level, the gourmet kitchen steals the show, featuring sleek stainless steel appliances, solid surface countertops, and all the modern touches you need for easy living. The third level includes the spacious primary suite, laundry, and two additional bedrooms.You'll also enjoy being just minutes from Whole Foods, Trader Joe's, and a variety of shopping and dining options. Built with solid concrete block on the first level this home.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

7/10
5/10

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Electric Cooktop,Microwave,Refrigerator,Washer,Washer/Dryer Stacked
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Open Floorplan,Primary Bathroom - Shower No Tub
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,889 sqft

Property

Details

  • Parcel number: 1794371020
  • Attached to another structure: Yes

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Rear Porch
  • Fencing: Back Yard,Vinyl

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$628$7,536
Property Taxes $1,528$18,336
Electricity $197$2,366
Total$7,283$87,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,702/yr
40% on housing$218,490/yr
45% on housing$194,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$516This listing

vs Other Active Listings

Avg $/sqft

ZIP 32250$424
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32250$391
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Price change$975,000
2025-09-09Listed for sale$999,000
2025-02-10Listing removed$999,999
2024-12-03Listed for sale$999,999
2024-07-14Listing removed--
2024-06-02Listed for sale$1,125,000
2024-01-04Listing removed--
2023-10-31Price change$7,000
2023-04-04Listed for rent$7,500
2022-04-29Sold$875,000
2022-03-30Pending sale$929,900
2022-03-11Contingent$929,900
2022-03-11Listed for sale$929,900
2022-03-10Pending sale$929,900
2022-03-03Listed for sale$929,900

For Sale by Agent

AgentKYLE BOSWORTH
BrokerageCOMPASS FLORIDA LLC

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