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4021 E Fm 243, Bertram, TX, 78605

2beds
1baths
1,200sqft
$1,125,000
$938price/sqft
$7,045/moest. monthly cost
$281,800/yrincome needed

About This Home

A rare opportunity to own an unrestricted 33 acre piece of paradise. Located just 4 miles from town, this property offers the privacy, a spring-fed pond and almost limitless opportunity to design and build your dream. The property is equipped with a 1200 sq foot home constructed a few years ago, it features stone counter tops, stainless appliances, a wood burning stove, tankless water heater, soaking tub, and a walk-in shower. There is an upgraded electrical panel, for expansion or the addition of other buildings, with RV hook up installed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Bertram Elementary SchoolGrades PK-53.6 mi
5/10
Burnet Middle SchoolGrades 6-813.5 mi
6/10
Burnet High SchoolGrades 9-1213.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Main

Features

  • Breakfast Bar,Ceiling Fan(s),Beamed Ceilings,Quartz Counters,Electric Dryer Hookup,No Interior Steps,Open Floorplan,Primary Bedroom on Main,Washer Hookup
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,200 sqft

Kitchen

  • Features: Breakfast Bar,Quartz Counters
  • Level: Main

Laundry

  • Features: Electric Dryer Hookup,Washer Hookup
  • Level: Main

Primary Bedroom

  • Features: Quartz Counters,Full Bath,Separate Shower,Soaking Tub
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 104033
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Porch
  • Exterior features: Private Yard
  • Fencing: Full, Perimeter
  • Has view: Yes
  • View description: Hill Country,Pasture,Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 33 Acres
  • Features: Agricultural,Cleared,Flag Lot,Level,Private,Split Possible,Trees-Moderate

Parking

  • Parking features: Open

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Drought
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$664$7,968
Property Taxes $455$5,460
Electricity $238$2,859
Total$7,045$84,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,542/yr
40% on housing$211,350/yr
45% on housing$187,866/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$938This listing

vs Other Active Listings

Avg $/sqft

ZIP 78605$268
Burnet County$386

vs Homes Sold Last Month

Median $/sqft

ZIP 78605
Burnet County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$1,125,000

For Sale by Agent

AgentSean Mulcahy
BrokerageReal Broker, LLC

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