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1304 S Wilder Trail, Republic, MO, 65738

3beds
4baths
2,107sqft
$390,000
$185price/sqft
$2,659/moest. monthly cost
$106,360/yrincome needed

About This Home

Welcome to Valley Trail, where the front porch already knows it's the star of the show. This home brings a fresh, modern farmhouse feel with clean lines, warm wood accents, AND every bedroom offers it's own FULL Bathroom! Inside, the open living space feels bright and easy, with tall ceilings, great natural light, and a kitchen that makes a statement with dark cabinetry, gold hardware, stainless appliances, a large island, and a custom wood vent hood. The main floor primary suite keeps things convenient with a double vanity, walk-in shower, and a closet with built-ins that actually makes staying organized feel possible. Upstairs offers additional bedroom space, plus a loft-style overlook that gives the home a little extra character. Out back, you'll find a fenced yard and a three-car garage, giving you the storage and parking everyone wishes they had. Located in Republic's gated Valley Trail community near schools, the Community Center, Aquatic Center, and everyday conveniences, this one has style, function, and a front porch ready for its next season.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
7/10
Republic Middle SchoolGrades 6-81.5 mi
8/10
Republic High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: HardiPlank Type,Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Free-Standing Electric Oven,Electric Water Heater,Disposal,Dishwasher
  • Laundry features: Main Level,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Speed Internet,Solid Surface Counters,Walk-In Closet(s),Walk-in Shower,Wired for Sound
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl,Tile
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,107

Heating & Cooling

  • Heating features: Forced Air,Central,Fireplace(s),Zoned,Electric,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,107
  • Total interior livable area: 2,107 sqft

Property

Details

  • Parcel number: 1729400037

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered,Front Porch
  • Exterior features: Rain Gutters
  • Fencing: Privacy,Wood

Lot

  • Lot size: 7,405 sqft
  • Features: Sprinklers In Front,Landscaped,Curbs

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Side,Garage Faces Rear,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$293$3,516
Property Taxes $234$2,808
Electricity $160$1,930
Total$2,659$31,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,165/yr
40% on housing$79,770/yr
45% on housing$70,906/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 65738$174
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65738$177
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$390,000
2026-06-11Listed for sale$410,000
2024-05-24Sold--
2024-04-28Pending sale$399,000
2024-04-18Listed for sale$399,000

For Sale by Agent

AgentMelisa McGuire
BrokerageJim Garland Real Estate

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