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1795 Skyline Dr, Toccoa, GA, 30577

5beds
2baths
1,922sqft
$325,000
$169price/sqft
$2,270/moest. monthly cost
$90,800/yrincome needed

About This Home

Location! Location! Location! Are you searching for a home that offers both space, great location and exceptional value? Look no further! This beautiful home, completed in 2021, combines the peace of mind of newer construction with a location that offers the best of town and country living. Worry-Free Living because this home is nearly new, all major systems-including the roof, plumbing, and HVAC-are only a few years old, offering years of low-maintenance living. The open-concept floor plan offers plenty of natural light, creating a welcoming atmosphere from the moment you step inside. The kitchen features a large center island, perfect for meal prep, casual dining, and hosting lots of gatherings. With contemporary finishes throughout and a clean interior, this home is completely move-in ready. Pack your bags and start planning your first summer celebration in a space designed for you.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: In Hall

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Other
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,922
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,922
  • Total interior livable area: 1,922 sqft

Kitchen

  • Features: Kitchen Island

Property

Details

  • Parcel number: 043 007F

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Residential vegetation: Grassed

Lot

  • Lot size: 10,018 sqft
  • Features: None

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Earthquake
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$216$2,592
Property Taxes $192$2,304
Electricity $219$2,637
Total$2,270$27,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,828/yr
40% on housing$68,100/yr
45% on housing$60,533/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 30577$136
Stephens County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 30577$154
Stephens County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$330,000
2024-08-09Sold$284,000
2024-08-01Pending sale$299,900
2024-07-16Price change$299,900
2024-07-04Listed for sale$309,900

For Sale by Agent

AgentMelissa Smith
BrokerageLiving Down South Realty

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