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10629 Traders Pkwy, Fountain, CO, 80817

4beds
4baths
2,364sqft
$465,000
$197price/sqft
$2,989/moest. monthly cost
$119,560/yrincome needed

About This Home

Recent price drop!!! This beautiful 4 bed, 3.5 bath in Ventana is looking for its new owners! The owner has taken incredible care of this gorgeous home built in 2020 and spared no expense! This is one of the rare floorplans in the community with a fully finished basement including a full bedroom and full bathroom perfect for guests or in-laws! The home backs up to open space and trails so no direct homes behind you! You'll love the sizeable primary suite, showcasing plush carpet, a full bath with dual sinks, and a walk-in closet for all your belongings. The master bedroom also includes a bay window seating area which is not offered as an option on newer models. The fabulous kitchen is equipped with everything you'll need for home cooking, staggered cabinetry with crown molding, granite counters, stainless steel appliances, and a center island with a breakfast bar. Major updates include new roof (2025), finished basement (2023), radon system, 10x12 workshop with electrical (fully permitted), and extended out concrete patio. Also, enjoy the trails surrounding the community, as well as the club house, pool, and fitness center! Conveniently located near scenic trails, neighborhood parks, and playgrounds. Also, Fort Carson is only a 20-minute drive from the property! This house checks all the boxes and was wonderfully maintained by the previous owner. Do not miss the chance to make it your dream home! Call listing agent to ask about a possible assumable mortgage option!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
5/10
Fountain Middle SchoolGrades 6-80.9 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 2020

Materials

  • Roof: Composite Shingle
  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Great Room,Pantry
  • Window features: Window Coverings
  • Flooring: Carpet,Luxury Vinyl
  • Fireplace features: None
  • Finished area below ground: 711
  • Finished area above ground: 1,653

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,364
  • Total interior livable area: 2,364 sqft

Other

  • Level: Upper

Property

Accessibility

  • Accessibility features: Accessible Kitchen

Details

  • Parcel number: 5608201067

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Concrete
  • Fencing: Back Yard

Lot

  • Lot size: 5,248 sqft
  • Features: Level,HOA Required $,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Even with Main Level,Garage Door Opener,Concrete Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$278$3,336
Property Taxes $174$2,088
Electricity $186$2,232
Total$2,989$35,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,480/yr
40% on housing$89,670/yr
45% on housing$79,706/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 80817$180
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80817
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$465,000
2026-07-10Price change$465,000
2026-06-19Price change$475,000
2026-06-04Listed for sale$480,000
2020-07-27Sold$341,757

For Sale by Agent

AgentDerek Johnson
BrokerageLoKation

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