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3101 Summer Star Ln, Mesquite, TX, 75181

5beds
4baths
3,241sqft
$475,000
$147price/sqft
$3,795/moest. monthly cost
$151,800/yrincome needed

About This Home

Welcome to this stunning and spacious 3,241-square-foot home located in the desirable and newer Ridge Ranch community. This meticulously maintained residence features five large bedrooms, three full bathrooms, and one half-bath, offering a versatile floor plan perfect for modern living. Situated on a prime corner lot, the home boasts impressive curb appeal with its brick and stone exterior and an inviting interior highlighted by laminate wood flooring, a stone wood-burning fireplace, and a gourmet kitchen complete with updated countertops, stainless steel appliances, and a massive walk-in pantry. The private primary suite is conveniently located downstairs, while the upper-level houses additional bedrooms, and an expansive game room for extra living space. The Ridge Ranch subdivision offers an exceptional lifestyle with top-tier amenities including a community pool, a playground, and scenic walking and jogging trails for outdoor enthusiasts. This community is perfectly positioned near local parks and within the highly-regarded Mesquite Independent School District. Outside, the property is finished with an extended covered patio, making it the perfect retreat for relaxing or entertaining guests.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
4/10
3/10
Horn High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Level: First
  • Dimensions: 11 x 10

Bedroom

  • Level: First
  • Dimensions: 10 x 10

Bedroom

  • Level: First
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Other
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 3,241 sqft

Kitchen

  • Level: First
  • Dimensions: 14 x 16

Living Room

  • Level: First
  • Dimensions: 20 x 20

Master Bedroom

  • Level: First
  • Dimensions: 12 x 12

Other

  • Level: First
  • Dimensions: 8 x 8

Property

Details

  • Parcel number: 381615700P0100000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 4,486 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Cold Wave
Inland Flooding
Tornado
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$466$5,592
Property Taxes $573$6,876
Electricity $355$4,270
Total$3,795$45,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,114/yr
40% on housing$113,850/yr
45% on housing$101,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 75181$157
Dallas County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 75181$150
Dallas County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$487,000
2023-11-15Listing removed--
2023-10-28Listed for rent$4,000
2023-10-17Listing removed--
2023-10-09Listed for rent$3,800
2021-10-06Sold--
2021-09-17Pending sale$419,000
2021-09-01Listed for sale$419,000

For Sale by Agent

AgentEdward Mcclintick
BrokerageJoseph Walter Realty, LLC

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