123 Oakleaf Way, Palm Coast, FL, 32137
About This Home
Welcome to 123 Oakleaf Way, located in the highly desirable community of Sawmill Creek in Palm Coast. Built in 2021, this Maronda custom home is spacious and thoughtfully designed. Offering 6 Bedrooms, 3 1/2 Bathrooms and 3,115 square feet of comfortable living space. Step inside to discover modern finishes throughout, including quartz countertops, luxury flooring, stainless steel appliances, and brand-new carpet installed in April 2026. The well-appointed kitchen is a true centerpiece, featuring a walk-in pantry, an oversized island with ample seating, and a generous dining area - perfect for both everyday living and entertaining. The expansive downstairs living room is filled with natural light and provides plenty of space to relax or host guests. Upstairs, you'll find an additional living area, ideal for a media room, play space, or secondary lounge, along with abundant storage. The upper level also includes a full laundry room and four additional bedrooms, highlighted by an inviting primary suite which has a huge primary closet. Outside, enjoy a covered + screened patio and a fully fenced backyard, offering privacy and room to unwind. This home combines modern style and functional space - everything you’ve been looking for and more. Sawmill Creek includes amenities like under-ground utilities, sidewalks and a community clubhouse and pool with a very low HOA. Conveniently located near grocery stores, shopping, schools, parks, walking paths, hospitals, and just a few minutes drive to the famous Flagler Beaches. Make sure to see the walk-through video link! Schedule your appointment to view today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Block,Slab
- Roof: Shingle
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Laundry Room
Bathroom5
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
Bedroom2
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
Bedroom3
- Features: Ceiling Fan(s),Walk-In Closet(s)
- Level: Second
Bedroom4
- Features: Ceiling Fan(s),Walk-In Closet(s)
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Crown Molding,PrimaryBedroom Upstairs,Stone Counters,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Window Treatments
- Flooring: Carpet,Tile
Great Room
- Features: Ceiling Fan(s),No Closet
- Level: First
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,930
- Total interior livable area: 3,115 sqft
Kitchen
- Features: Stone Counters,Walk-In Closet(s)
- Level: First
Living Room
- Features: Ceiling Fan(s),No Closet
- Level: Second
Office
- Features: Ceiling Fan(s),Storage Closet
- Level: First
Primary Bathroom
- Features: Tub with Separate Shower Stall,Linen Closet
- Level: Second
Primary Bedroom
- Features: Ceiling Fan(s),Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: 2110305410000001900
- Zoning: MPD
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Enclosed,Front Porch,Patio,Rear Porch,Screened
- Exterior features: Irrigation System
- Fencing: Fenced,Vinyl
Lot
- Lot size: 6,970 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Wildfire
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Flagler County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $464 | $5,568 |
| Property Taxes | $110 | $1,320 |
| Electricity | $313 | $3,761 |
| Total | $3,415 | $40,980 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Price change | $499,990 |
| 2026-04-22 | Listed for sale | $519,000 |
| 2021-09-09 | Sold | $348,700 |
For Sale by Agent
View on Zillow