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33 Ridge Rd, Palm Coast, FL, 32137

3beds
2baths
1,852sqft
$349,900
$189price/sqft
$2,385/moest. monthly cost
$95,400/yrincome needed

About This Home

Built in 2021, this Maronda home in the sought-after Sawmill Creek community blends modern design with coastal charm. Inside, you'll find an open floor plan filled with natural light and anchored by a chef-worthy kitchen—complete with a massive granite island, stainless steel appliances, and ample cabinetry. The kitchen flows seamlessly into the living and dining areas, creating the perfect space for entertaining or relaxing at home. Two oversized sliding doors open to a screened-in, covered lanai overlooking a spacious backyard—ideal for enjoying the Florida lifestyle year-round. Community perks include a pool, sidewalks, and nearby trails. Just a short drive to Flagler Beach and historic St. Augustine, this home offers the best of comfort, convenience, and location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Matanzas High SchoolGrades 7,9-123.1 mi
6/10

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Microwave,Electric Range,Disposal,Dishwasher
  • Laundry features: In Unit

Bedroom1

  • Level: Main
  • Area: 208
  • Dimensions: 16.00 x 13.00

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11.00 x 12.00

Bedroom3

  • Level: Main
  • Area: 130
  • Dimensions: 10.00 x 13.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 165
  • Dimensions: 15.00 x 11.00

Features

  • Flooring: Vinyl

Great Room

  • Level: Main
  • Area: 195
  • Dimensions: 15.00 x 13.00

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,564
  • Total interior livable area: 1,852 sqft

Kitchen

  • Level: Main
  • Area: 225
  • Dimensions: 9.00 x 25.00

Property

Details

  • Parcel number: 2110305410000001950
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Wildfire
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$325$3,900
Property Taxes $94$1,128
Electricity $197$2,366
Total$2,385$28,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,771/yr
40% on housing$71,550/yr
45% on housing$63,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 32137$242
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32137$203
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$349,900
2025-07-21Listing removed$352,000
2025-05-21Listed for sale$352,000
2024-11-13Listing removed$359,100
2024-10-02Price change$359,100
2024-08-07Listed for sale$360,000
2024-08-01Listing removed$356,900
2024-03-14Price change$356,900
2024-02-12Price change$364,900
2024-01-20Listed for sale$373,000
2022-02-07Sold$353,900

For Sale by Agent

AgentKarrie Holloway
BrokerageTake Action Properties LLC

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