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22802 Panaro River Dr, Katy, TX, 77449

4beds
3baths
2,392sqft
$359,000
$150price/sqft
$2,698/moest. monthly cost
$107,920/yrincome needed

About This Home

Welcome to this beautiful 4-bedroom, 3-bathroom home located on a quiet cul-de-sac in the desirable Ventana Lakes community. Designed with an open-concept floor plan, this home offers both comfort and functionality. The main floor features a spacious primary suite complete with dual vanities, a soaking tub, a separate shower, and a large walk-in closet. An additional secondary bedroom and a full bathroom downstairs provide the perfect setup for guests or a home office. Upstairs, you'll find a generous game room, two additional bedrooms, and a full bathroom, offering plenty of space for family or entertaining. Step outside to enjoy the huge backyard, ideal for outdoor gatherings, play, or relaxing. New Roof was installed April 2026. Zoned to the highly acclaimed Katy ISD, this home is conveniently located with easy access to shopping, dining, and major highways, making everyday living both comfortable and convenient.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Bethke Elementary SchoolGrades PK-50.6 mi
7/10
5/10
Paetow High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Primary Bed - 1st Floor,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,392
  • Total interior livable area: 2,392 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen open to Family Room,Pantry,Walk-in Pantry

Master Bathroom

  • Features: Full Secondary Bathroom Down,Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub

Property

Details

  • Parcel number: 1414760080041

Features

  • Stories: 2
  • Patio & porch: Covered
  • Fencing: Full

Lot

  • Lot size: 8,533 sqft
  • Features: Cul-De-Sac,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Tornado
Heat Wave
Lightning
Drought
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$289$3,468
Property Taxes $332$3,984
Electricity $262$3,151
Total$2,698$32,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,502/yr
40% on housing$80,940/yr
45% on housing$71,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 77449$125
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77449$140
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$359,000

For Sale by Agent

AgentYucelis Wentland
BrokerageRealm Real Estate Professionals - Katy

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