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6388 SW 89th Street Rd, Ocala, FL, 34476

4beds
2baths
2,039sqft
$333,900
$164price/sqft
$2,507/moest. monthly cost
$100,280/yrincome needed

About This Home

Discover this beautifully designed ranch-style home in an exclusive 55+ community in Ocala. Owners can enjoy the privacy of a gated community an access to a beautiful amenities center featuring a sparkling resort-style pool, bocce ball, and pickleball courts. The clubhouse offers a community and meeting space, a kitchen area, a fitness center. This home features 4 elegant bedrooms, 2 stylish bathrooms, and beautiful granite countertops throughout the kitchen and bathrooms. The fenced-in backyard offers a private outdoor space with a luxurious jacuzzi spa to relax and entertain. Enjoy a luxurious and comfortable lifestyle in a serene setting. Seller's is paying $3,000.00 towards buyer's closing cost.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

4/10
Liberty Middle SchoolGrades 6-81.6 mi
4/10
West Port High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Concrete

Other

  • Builder name: D. R. Horton America's Builder

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Washer,Water Filtration System,Water Purifier,Water Softener
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom2

  • Features: Exhaust Fan,Sink - Pedestal,Walk-In Tub,No Closet
  • Level: First
  • Area: 40
  • Dimensions: 8x5

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Smart Home,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Double Pane Windows,Shutters
  • Flooring: Carpet,Laminate

Great Room

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 260
  • Dimensions: 13x20

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,039
  • Total interior livable area: 2,039 sqft

Kitchen

  • Features: Granite Counters,Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Laundry

  • Features: No Closet
  • Level: First
  • Area: 40
  • Dimensions: 8x5

Primary Bathroom

  • Features: Dual Sinks,Exhaust Fan,Granite Counters,Shower No Tub,No Closet
  • Level: First
  • Area: 110
  • Dimensions: 11x10

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 255
  • Dimensions: 15x17

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: 35700000066
  • Zoning: X
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Gunite,In Ground
  • Patio & porch: Enclosed,Patio,Rear Porch,Screened
  • Exterior features: Irrigation System,Private Yard,Rain Gutters,Sidewalk
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Chain Link,Fenced
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 8,276 sqft
  • Features: Cleared,In County,Landscaped,Level,Near Public Transit,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Covered,Driveway,Garage Door Opener,Ground Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,688$20,256
Home Insurance *$213$2,556
Property Taxes $401$4,812
Electricity $205$2,462
Total$2,507$30,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,954/yr
40% on housing$75,210/yr
45% on housing$66,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 34476$174
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34476$155
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Price change$333,900
2026-02-04Price change$339,000
2025-12-20Listed for sale$345,900
2021-07-13Sold$295,990

For Sale by Agent

AgentAndrea Fandino
BrokerageANGUS REALTY LLC

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