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21 Mount Street #B-3, Bay Head, NJ, 08742

2beds
2baths
980sqft
$1,595,000
$1,628price/sqft
$10,019/moest. monthly cost
$400,760/yrincome needed

About This Home

Absolutely the best value in Bay Head! 2 Bedroom 2 Bath Condo East of Main Ave just a block to the beach. Meticulous gut renovation in 2024-2025. This second floor unit is full of natural light and stunningly decorated. New appliances and fixtures. One of only four 2 bedroom units in exclusive 12 unit condo building, ''Barnegat East'', is just steps to the beach, restaurants and more. There's even a peak of the ocean from the primary bedroom. Be in for summer! Do not miss this one!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

6/10

Construction

Condition

  • Year built: 1970

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Electric,Central Air

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Property

Details

  • Parcel number: 030006200000000507
  • Attached to another structure: Yes
  • Exclusions: Furnishing,Art work,TV's and personal property not included but are available for purchase

Features

  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 871.20 sqft

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Hurricane
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$520$6,240
Property Taxes $1,241$14,892
Electricity $193$2,318
Total$10,019$120,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$343,508/yr
40% on housing$300,570/yr
45% on housing$267,173/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,628This listing

vs Other Active Listings

Avg $/sqft

ZIP 08742$513
Ocean County$353

vs Homes Sold Last Month

Median $/sqft

ZIP 08742$479
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$1,599,000
2025-06-25Listing removed$3,375
2025-05-28Price change$3,375
2025-04-17Listed for rent$17,250
2024-09-10Sold$779,000

For Sale by Agent

AgentJonathan Younghans
BrokerageDiane Turton, Realtors-Bay Head

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