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12580 W Bank Dr NE, Millersport, OH, 43046

2beds
2baths
2,124sqft
$641,500
$302price/sqft
$4,243/moest. monthly cost
$169,720/yrincome needed

About This Home

Owner Says Sell! Come see one of the most spectacular views on the lake facing due east with the most gorgeous sunrises (and sunsets) you'll find on beautiful Buckeye Lake! Located on West Bank off the State Park entrance area, the expansive front porch offers breath-taking views and a perfect place to entertain, relax, eat your meals or drink your beverages of choice with views that are truly spectacular! This wall of windows lake house has the most fantastic views from the open concept design of the dining, living room, and even the primary bedroom with an ensuite bathroom that is also on the main lake level and has shutters you can open to get the stunning lake views from your owner's suite! Huge walk in closet and convenient laundry area there, too! Double boat dock in front of home ready for you to hop on your boat and go enjoy the beautiful lake! Walking distance to shops and restaurants along the 4.1 mile walking and bike path! Easy access to I-70 and routes into Lancaster or Newark areas. Back of the house upper deck offers daily wildlife picture possibilities and simply serenity because this peaceful wooded and private back yard is truly a sanctuary. Two bedrooms (possible 3) and two baths! Lake level is 1260 square ft. and 864 square feet is on the lower level for a total of 2124 actual square feet. The lower level offers a large boutique-style bedroom, a cozy bonus room, and a flexible space ideal for a project room or potential walk-in closet. Tons of storage areas, and an outdoor storage shed. Parking is a premium around the lake, and this one has plenty of spots for guests! It also offers lots of green space for pets!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Laminate,Ceramic/Porcelain
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 2,124 sqft

Property

Details

  • Parcel number: 0460077910
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio,Deck
  • Exterior features: Dock,Balcony
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 3,484 sqft
  • Features: Wooded

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Heated Garage,Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,243$38,916
Home Insurance *$159$1,908
Property Taxes $614$7,368
Electricity $227$2,733
Total$4,243$50,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,474/yr
40% on housing$127,290/yr
45% on housing$113,146/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 43046$273
Fairfield County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 43046$234
Fairfield County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$649,000
2026-02-14Listed for sale$699,000
2025-11-30Listing removed$750,000
2025-10-04Price change$750,000
2025-09-12Listed for sale$799,900

For Sale by Agent

AgentDebbi L Popo
BrokerageHoward Hanna Real Estate Svcs

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