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4414 20th STREET, Kenosha, WI, 53144

5beds
3baths
2,238sqft
$569,900
$255price/sqft
$3,986/moest. monthly cost
$159,440/yrincome needed

About This Home

Located in the desirable Riverwoods subdivision, this beautiful 2025-built two-story home offers the benefits of new construction without the wait, plus thoughtful upgrades already in place, including custom window treatments and a finished patio. The open-concept floor plan features 5 bedrooms, 2.5 bathrooms, and a 2-car garage. The kitchen offers quartz countertops, maple-stained cabinetry, and flows seamlessly into the dinette and living room with luxury vinyl plank flooring. The unfinished basement provides endless possibilities for additional living space, a home gym, rec room, or office. Enjoy the spacious backyard with room to relax, entertain, and make it your own. Move right in and enjoy modern finishes, functional living, and room to grow. Welcome home!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Somers Elementary SchoolGrades PK-52.0 mi
3/10
Bullen Middle SchoolGrades 6-80.7 mi
3/10
Bradford High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: 0-5 Years
  • Year built: 2025

Materials

  • Construction materials: Stone,Brick/Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Rented

Basement

  • Has basement: Yes
  • Basement: Full,Radon Mitigation System,Sump Pump

Bathroom

  • Features: Tub Only,Master Bedroom Bath,Shower Stall

Bedroom2

  • Level: Upper
  • Area: 132

Bedroom3

  • Level: Upper
  • Area: 121

Bedroom4

  • Level: Upper
  • Area: 110

Bedroom5

  • Level: Main
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 144

Features

  • Pantry,Walk-In Closet(s),Kitchen Island
  • Window features: Low Emissivity Windows
  • Finished area above ground: 2,238

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,238
  • Total interior livable area: 2,238 sqft

Kitchen

  • Level: Main
  • Area: 160

Living Room

  • Level: Main
  • Area: 208

Master Bedroom

  • Level: Upper
  • Area: 182

Property

Details

  • Parcel number: 0722223102060
  • Zoning: Residential
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Living area range: 2001-2500

Lot

  • Lot size: 0.39 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,881$34,572
Home Insurance *$186$2,232
Property Taxes $709$8,508
Electricity $210$2,523
Total$3,986$47,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,662/yr
40% on housing$119,580/yr
45% on housing$106,293/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 53144$255
Kenosha County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 53144$212
Kenosha County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$559,900
2026-07-09Listed for sale$569,900
2026-07-08Listing removed$574,900
2026-06-17Price change$574,900
2026-06-10Price change$585,000
2026-05-30Listed for sale$599,900
2025-11-07Sold$511,600
2025-09-21Contingent$519,900
2025-08-15Price change$519,900
2025-08-12Listed for sale$524,900
2025-08-06Listing removed$524,900
2025-02-06Listed for sale$524,900
2024-12-08Listing removed$597,900
2024-10-04Listed for sale$597,900

For Sale by Agent

AgentNatalie Rugg
BrokerageWelcome Home Real Estate Group, LLC

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