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36784 Us Highway 59, Erhard, MN, 56534

2beds
1baths
864sqft
$350,000
$405price/sqft
$2,307/moest. monthly cost
$92,280/yrincome needed

About This Home

Private 15 Acre Retreat tucked in the Pines is perfect for a weekend getaway or your year round home. This Adorable 864 Square Foot Northwoods Style Cabin was built in 2019. Knotty Pine throughout with Red Oak trim. 2 Bedroom, 1 Bath with Washer Dryer. House and Garage both have 2X6 walls, and super insulated. Off Peak Steffes Radiant Ceramic Heater. Electric Utility averages $125.00 per month. 3 Car Detached Garage. One Stall is insulated and used as a workshop. Beautiful Private Setting in a great location convenient to Fergus Falls and Detroit Lakes. Seller will consider a Contract for Deed.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Viking Elementary SchoolGrades PK-64.5 mi
6/10
Pelican Rapids SecondaryGrades 7-124.7 mi

Construction

Condition

  • Year built: 2019

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Property

Accessibility

  • Accessibility features: Partially Wheelchair

Details

  • Parcel number: 24000220184004
  • Zoning description: Residential-Single Family
  • Foundation area: 864

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 15 Acres
  • Lot size dimensions: 15AC

Parking

  • Total spaces: 3
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$204$2,448
Property Taxes $164$1,968
Electricity $170$2,050
Total$2,307$27,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,097/yr
40% on housing$69,210/yr
45% on housing$61,520/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 56534$132
Otter Tail County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 56534$266
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$350,000

For Sale by Agent

AgentLynette Conmy
BrokerageREMAX Lakes Region

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