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87 Chimney Rdg, Blairsville, GA, 30512

1beds
1baths
428sqft
$220,000
$514price/sqft
$1,614/moest. monthly cost
$64,560/yrincome needed

About This Home

Discover your ideal getaway at 87 Chimney Ridge, nestled in the serene Chimney Ridge Park. If you're seeking an affordable escape from the hustle and bustle of daily life, this charming park model home offers just that. Featuring stunning mountain views from the inviting screened front porch, this property is designed for relaxation and privacy, highlighted by a screened back porch and a lush backyard. You'll appreciate the ample green space surrounding the home, coupled with easy access from the community entrance. We consider this to be the best lot in the neighborhood, thanks to its beautiful front porch views and secluded backyard. This residence boasts the convenience of one-level living with minimal steps, making it accessible for most everyone. The living room is filled with natural light from numerous windows, complemented by necessary blinds to shield against direct sunlight. The flow to the home makes life simple with both screened porches the living space is quite large. The bedroom and bath are close by but separate for other guests to use. Even though kitchen is a good size for preparing dinner you may feel grilling and chilling is more your style. Given the North Georgia climate, you'll find yourself drawn to the screened porches, where sliding glass doors invite refreshing breezes year-round. For ideal comfort during extreme temperatures, the home is equipped with two efficient mini-split systems. The current owners have made several upgrades, including a new mini-split for effective heating and cooling throughout. This home comes furnished, with only a few personal items being removed—just bring your favorite book and savor the slower pace of mountain life. The HOA fees cover essential services such as yard maintenance, trash collection, and road upkeep, for you to start enjoying the slower pace of mountain life. With all roads paved and conveniently located just a short drive from Blairsville, Blue Ridge, and Murphy, NC, you can enjoy the beauty

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
6/10
9/10
Union County High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Cabin,Country
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level,Laundry Closet

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Sheetrock,Wood,Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows,Vinyl
  • Flooring: Luxury Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Mini-Split
  • Cooling features: Electric,Mini-Split

Interior Area

  • Total structure area: 428
  • Total interior livable area: 428 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 068 083 A58

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened,Front Porch,Covered,Patio
  • Exterior features: Storage,Garden,Private Yard
  • Has view: Yes
  • View description: Mountain(s),Seasonal
  • Frontage type: Road
  • Topography of land: Level

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: Driveway,Asphalt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$92$1,104
Property Taxes $191$2,292
Electricity $219$2,637
Total$1,614$19,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,337/yr
40% on housing$48,420/yr
45% on housing$43,040/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 13.6%
13.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$514This listing

vs Other Active Listings

Avg $/sqft

ZIP 30512$192
Union County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 30512
Union County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$220,000
2024-09-23Sold$180,000
2024-07-27Price change$200,000
2024-06-08Price change$210,000
2024-04-19Listed for sale$215,000
2021-04-20Sold$127,000
2021-03-21Contingent$125,000
2021-03-12Listed for sale$125,000
2021-03-03Contingent$125,000
2021-02-22Listed for sale$125,000

For Sale by Agent

AgentTanya Davenport
BrokerageColdwell Banker High Country Realty - Blue Ridge

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