




736 Oak Trl, Fergus Falls, MN, 56537
About This Home
Welcome to effortless luxury living at River Oaks Village, West Central Minnesota’s premier 55+ private community offering beautifully designed townhomes and standalone residences. Located at 736 Oak Trail, this exceptional 2-bedroom, 2-bath townhome blends comfort, security, and convenience. The open-concept layout is enhanced by a trayed ceiling and abundant natural light, while a thoughtfully designed laundry room and generous closet space add everyday ease. The private primary suite features a spa-inspired bath with double sinks, a walk-in shower, and an oversized walk-in closet that also serves as a storm shelter and safe room providing peace of mind year-round. A standout feature is the attached, heated 653 sq. ft. two-stall garage, perfect for Minnesota winters and extra storage. The $185/month association fee covers lawn care, irrigation, snow removal, and most exterior maintenance, allowing you to truly enjoy low-maintenance living. A trail system along the north edge of the property seamlessly connects you to Fergus Falls and its extensive trail network, and you'll love the association-owned pathway and private dock providing access to the Ottertail River. With quality finishes and thoughtful details throughout, this is a home you truly need to experience in person, schedule your private showing today.
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Tankless Water Heater,Washer
- Laundry features: Main Level
Basement
- Basement: None
Bathroom
- Level: Main
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 1,647
Heating & Cooling
- Heating features: Boiler,Forced Air,Heat Pump,In-Floor Heating
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 1,647
- Total interior livable area: 1,647 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: Doors 36"+,Door Lever Handles,No Stairs External,No Stairs Internal
Details
- Parcel number: 71004990944000
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 1647
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Fencing: None
Lot
- Lot size: 4,356 sqft
- Lot size dimensions: 50 x 88
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Heated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Hail
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Otter Tail County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,422 | $29,064 |
| Home Insurance * | $285 | $3,420 |
| Property Taxes | $762 | $9,144 |
| Electricity | $170 | $2,050 |
| Total | $3,639 | $43,668 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-27 | Listed for sale | $489,000 |
| 2023-09-20 | Listing removed | -- |
| 2023-07-29 | Listed for sale | $461,000 |
