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124 Donna's Lane, Lopez Island, WA, 98261

1beds
2baths
960sqft
$793,000
$826price/sqft
$4,695/moest. monthly cost
$187,800/yrincome needed

About This Home

WESTERN EXPOSURE with 180 degree protected, territorial views across Island farmland to ever changing sunsets and the Olympic Mtns. This well-built, one bedroom, 1.5 bath home has custom touches you would expect in a larger, more expensive home like remote operated blinds & bathroom towel warmer. The chef's kitchen features a Zline 6 burner + griddle propane stove with double ovens, Bosch refrigerator with double compressors, farm sink with touchless Pfister faucet, quartz counters with 7 ft island & custom cabinets created by a Lopez craftsman. The "great room" has a vaulted, pine ceiling and propane fireplace with sliding door to the Trex deck to enjoy the peaceful, private location which is surrounded by larger properties. All day sun for future gardening and/or yard games on this 1.55 acre parcel. To the south of the house is a Clearlight Infrared Sauna Sanctuary 5 with redlight therapy & blue tooth stereo just steps from a relaxing, outdoor tub. The central location makes it easy to go everywhere on Lopez.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Lopez Elementary SchoolGrades K-51.5 mi
6/10
Lopez Middle High SchoolGrades 6-121.5 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2021

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2021

Other

  • Builder name: Ascent

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: propane on demand,Water Heater Location: 1/2 bathroom

Basement

  • Basement: None

Bathroom Three Quarter

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Bath Off Primary,Ceiling Fan(s),Sauna
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: See Remarks,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Heat Pump,Radiant,Electric,Propane
  • Cooling features: Ductless

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 240223007
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: propane tank

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Sauna,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: See Remarks,Territorial
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 1.55 Acres
  • Features: Dead End Street,Deck,Fenced-Partially,Propane

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Cold Wave
Earthquake
Inland Flooding

FEMA Declared Disasters in San Juan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,009$48,108
Home Insurance *$158$1,896
Property Taxes $379$4,548
Electricity $149$1,793
Total$4,695$56,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,971/yr
40% on housing$140,850/yr
45% on housing$125,200/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$826This listing

vs Other Active Listings

Avg $/sqft

ZIP 98261$442
San Juan County$452

vs Homes Sold Last Month

Median $/sqft

ZIP 98261
San Juan County$599

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$845,000

For Sale by Agent

AgentDianne Pressenda
BrokerageWindermere RE/Lopez Island

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