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94878 Windflower Trl, Fernandina Beach, FL, 32034

6beds
4baths
3,595sqft
$799,000
$222price/sqft
$5,148/moest. monthly cost
$205,920/yrincome needed

About This Home

Welcome to this stunning Boca II floor plan, offering the perfect blend of luxury, space, and functionality. This beautifully designed home features 6 spacious bedrooms, 4 full bathrooms, and a 3-car garage, providing approximately 3,595 square feet of thoughtfully crafted living space ideal for growing families and entertaining alike. From the moment you arrive, you’ll appreciate the cul de sac and exceptional curb appeal with modern architecture, manicured landscaping, and an oversized driveway. Inside, the open-concept layout is filled with natural light and designed for comfortable everyday living. The home includes a convenient mud room, installed security cameras, gutters, and upgraded features throughout. The gourmet kitchen flows seamlessly into the main living and dining areas, creating the perfect atmosphere for hosting family and friends. The spacious owner’s suite offers a private retreat, while additional bedrooms provide flexibility for guest rooms, home offices, fitness spaces, or playrooms. Step outside into the fully fenced white vinyl backyard, offering privacy, security, and plenty of room for entertaining, pets, or outdoor enjoyment. Conveniently located approximately 20 minutes from the beaches of Amelia Island, with easy access to I-95, shopping, dining, schools, and just a short drive to the Georgia state line and Jacksonville.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Yulee High SchoolGrades 5,9-122.7 mi
9/10
Yulee Middle SchoolGrades 6-82.6 mi
9/10
Yulee Elementary SchoolGrades 3-54.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove,Ice Maker

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Furnished,Fireplace,Storage,Cable TV,Window Treatments
  • Window features: Other,See Remarks,Blinds
  • Flooring: Plank,Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,595
  • Total interior livable area: 3,595 sqft

Property

Details

  • Parcel number: 302N28015201560000
  • Zoning: SFR
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Open,Patio
  • Exterior features: Fence,Sprinkler/Irrigation

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 11761

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Three or more Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$516$6,192
Property Taxes $231$2,772
Electricity $361$4,341
Total$5,148$61,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,502/yr
40% on housing$154,440/yr
45% on housing$137,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$414
Nassau County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$739,999
2026-05-19Listed for sale$799,000
2021-01-13Sold$401,193

For Sale by Agent

AgentTolarrio White
BrokerageFLORIDA HOMES REALTY & MORTGAGE

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