17511 Gemini Ct, Lathrop, CA, 95330
About This Home
Skip the builder wait this like-new 2021 River Islands home is move-in ready today, with everything the builders down the street are still charging extra for. The backyard is already finished: paver patio, full landscaping, and a built-in fire pit lounge ready for entertaining, not a dirt lot waiting on a $40K allowance. Inside, an open-concept great room connects the kitchen quartz island, stainless appliances to bright living and dining spaces. A full bedroom and bathroom downstairs make this an easy fit for guests, in-laws, or multigenerational living something most new-construction floor plans in the area don't offer. Upstairs, the spacious primary suite includes a dual-vanity bath. Zero deferred maintenance, still under builder warranty, and priced below every comparable resale on the street. Minutes from the EPIC Academy at River Islands and miles of community trails, with the Manteca/Lathrop ACE Train just 3 miles away for a real Bay Area/Silicon Valley commute option. New construction makes you wait. This one's ready now.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Concrete,Slab
- Roof: Other
- Construction materials: Frame,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Ice Maker,Dishwasher,Microwave
- Laundry features: Other
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Other
Features
- Flooring: Carpet,Tile,Other
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,130 sqft
Kitchen
- Features: Other Counter
Property
Details
- Parcel number: 210600250000
- Zoning: SFR
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 5,566 sqft
- Features: Other
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Drought
- Inland Flooding
- Heat Wave
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Joaquin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,382 | $40,584 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $795 | $9,540 |
| Electricity | $456 | $5,481 |
| Total | $4,753 | $57,036 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $669,000 |
View on Zillow