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73 Pilato Dr, Stockton, CA, 95209

3beds
3baths
2,263sqft
$489,000
$216price/sqft
$3,633/moest. monthly cost
$145,320/yrincome needed

About This Home

Welcome to Destinationsa beautifully maintained gated community built by KB Home in 2022! This modern and energy-efficient home offers the perfect blend of comfort, style, and convenience. Located within the Lodi Unified School District, this home is ideal for buyers looking for a nearly new property in a thriving neighborhood. Enjoy community living at its finest with exclusive access to the neighborhood pool, a clubhouse available for private rental, and secure gated entry. Just minutes from major Lodi shopping centers, dining, and entertainment, this location truly offers the best of both worldstranquil neighborhood vibes with city conveniences just around the corner. Don't miss your chance to own a nearly new home in one of the most desirable communities in the area!

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
37
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Other

  • Builder name: KB HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo,Dining/Living Combo

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,263 sqft

Kitchen

  • Features: Pantry Closet,Quartz Counter,Kitchen Island,Island w/Sink

Property

Details

  • Parcel number: 084240060000
  • Zoning description: R-1
  • Special condition: Standard,Other

Features

  • Private pool: Yes

Lot

  • Lot size: 2,800 sqft
  • Features: Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$145$1,740
Property Taxes $531$6,372
Electricity $485$5,823
Total$3,633$43,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,560/yr
40% on housing$108,990/yr
45% on housing$96,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 95209$247
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95209$261
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-01Listed for sale$489,000
2022-11-16Sold$517,500

For Sale by Agent

AgentIsaiah Alonso
BrokerageeXp Realty of Northern California, Inc.

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