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8816 SW 9th St, Blue Springs, MO, 64064

4beds
4baths
2,006sqft
$340,000
$169price/sqft
$2,428/moest. monthly cost
$97,120/yrincome needed

About This Home

PRE FORCLOSURE- Our loss is your gain. Needs new paint and flooring and back sliding door to get this spacious beauty back to its former glory. Open to investors and saavy buyers looking for an opportunity to get instant equity with cosmetic updates in this desireable neighborhood. Communicative contact at Bank, Entertaining ALL offers! 1.5-story “Sapphire” plan, just 5 years young, with a finished basement that sets it apart in Edgewater! This beautifully designed home offers an open-concept living room and kitchen filled with natural light, perfect for both everyday living and entertaining. Featuring 4 spacious bedrooms and 3.5 bathrooms, there’s room for everyone. This home showcases the builder’s upgraded design package, including engineered hardwood flooring and enhanced tile finishes in the primary bathroom. The private primary suite also offers the convenience of a generously sized laundry room just steps away. The finished basement expands your living space with a large recreation room, 4th bedroom, full bath, and abundant storage—making this home significantly larger than most properties in the neighborhood, where typical homes range from 1,500–1,900 sqft without basements. Located in a highly desirable school district, this home presents incredible value and opportunity. Please note: property is a short sale and will require some buyer flexibility when working with the approval of the bank. Communicative contact at Bank, Entertaining ALL offers! Kitchen and Living room are freshly painted. Additional Paint and Carpet needs replacing, seller unable to offer replacement. Price is reflected of current condition.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
Mason Elementary SchoolGrades K-51.1 mi
8/10

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Composition
  • Construction materials: Stone Veneer

Other

  • Builder model: Saphire
  • Builder name: Clover & Hive

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Humidifier,Microwave
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Interior Entry,Sump Pump

Bathroom2

  • Level: Second

Bathroom3

  • Level: Basement

Bedroom2

  • Features: All Carpet
  • Level: Second

Bedroom3

  • Features: All Carpet
  • Level: Second

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Finished area below ground: 637
  • Finished area above ground: 1,369

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,006
  • Total interior livable area: 2,006 sqft

Laundry

  • Level: First

Living Room

  • Features: Wood Floor
  • Level: First

Master Bathroom

  • Features: Ceiling Fan(s),Wood Floor
  • Level: First

Master Bathroom

  • Features: Ceramic Tiles,Walk-In Closet(s)
  • Level: First

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: 54330021300000000
  • Special condition: Short Sale,As Is,Third Party Approval

Features

  • Patio & porch: Patio

Lot

  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$236$2,832
Property Taxes $320$3,840
Electricity $153$1,838
Total$2,428$29,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,245/yr
40% on housing$72,840/yr
45% on housing$64,746/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 64064$191
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64064$178
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$340,000
2026-06-25Price change$349,000
2026-06-02Listed for sale$365,000
2022-02-28Sold--
2022-01-27Pending sale$389,900
2022-01-21Listed for sale$389,900
2021-08-04Sold--
2020-11-25Pending sale$265,415

For Sale by Agent

AgentShani Overfelt
BrokerageColdwell Banker Distinctive Pr

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