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218 Cowan Creek Dr, Brandon, MS, 39047

3beds
2baths
1,890sqft
$339,000
$179price/sqft
$2,305/moest. monthly cost
$92,200/yrincome needed

About This Home

Welcome to Cowan Creek in Brandon! This beautifully maintained 3-bedroom, 2-bath home offers 1,890 square feet of comfortable, stylish living. Step inside to find extra-wide plank flooring flowing through the main living areas, creating a warm and inviting feel. The kitchen is a true standout, featuring granite countertops, a gas cooktop, ample cabinetry, and two pantries--perfect for extra storage and organization. Plantation shutters throughout the home add timeless charm and a polished finish. The spacious primary suite offers a relaxing retreat, complete with a custom-tiled shower that adds a touch of luxury. The additional bedrooms provide flexibility for family, guests, or a home office. Out back, enjoy a covered patio overlooking a large, fully fenced yard--ideal for entertaining, kids, or pets. Located in the desirable Cowan Creek neighborhood with convenient access to shopping, dining, and everything Brandon has to offer, this home checks all the boxes.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
7/10
8/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,High Ceilings,Storage
  • Window features: Insulated Windows,Vinyl
  • Flooring: Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Gas

Interior Area

  • Total structure area: 1,890
  • Total interior livable area: 1,890 sqft

Property

Details

  • Parcel number: I11f00000700090

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None
  • Fencing: Back Yard,Wood,Fenced
  • Waterfront features: None

Lot

  • Lot size: 8,276 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$236$2,832
Property Taxes $163$1,956
Electricity $192$2,304
Total$2,305$27,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,028/yr
40% on housing$69,150/yr
45% on housing$61,466/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 39047$164
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39047$157
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$339,000
2026-04-20Pending sale$339,000
2026-04-17Listed for sale$339,000
2020-07-24Sold--

For Sale by Agent

AgentLacy Hall
BrokerageHavard Real Estate Group, LLC

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