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1155 Aj Ln, Nipomo, CA, 93444

3beds
4baths
3,005sqft
$1,850,000
$616price/sqft
$11,848/moest. monthly cost
$473,920/yrincome needed

About This Home

Welcome to the Carmel - this highly-sought-after model with a casita is set deep in a cul-de-sac, overlooking the vast, magnificent vineyards, offering you the very best in indoor/outdoor living. Built in 2020, at 3,005 sq. ft., this beautiful home, with modern coastal exterior, features 3 bedrooms, 3.5 bathrooms and a den. You’ll love the main living area - a large living room with surround sound; a gathering area which shares a stunning dual-sided floor-to-ceiling fireplace with the adjacent music room/den; and a culinary kitchen with separate dining - it’s open and bright with spectacular vineyard views through the two rolling walls of glass. The upgrades are abundant - luxury engineered wood flooring, custom floating shelves around the fireplace, plantation shutters/remote shades/window treatments, ceiling fans, extra LED ceiling lights, upgraded cabinetry and quartz countertops throughout. The culinary kitchen is gorgeous with white raised-panel cabinetry, top-of-the-line GE Monogram appliances including a built-in refrigerator, 6-burner gas cooktop with upgraded stainless hood (with custom tile to the ceiling), double wall ovens, warming drawer, wine fridge, white quartz countertops, an extra long waterfall quartz island and a separate dining space with custom crystal chandelier. Outside are multiple beautifully-designed spaces: a covered patio with ceramic plank tile floor, fireplace, ceiling heater, speakers and wired for TV; a gas fire pit corner; a built-in barbecue island; and a centerpiece water feature. These separate areas are joined together by pavers, artificial turf & ambient lighting for a carefree oasis in which to entertain. Inside, your owner’s suite features a large bedroom with sitting area; the spa bath is luxury personified - a seamless glass shower tiled to the ceiling, a Roman bath, dual sinks, vanity, 10-ft high linen storage, and a fully-outfitted closet with mirrored door. The guest wing features a bedroom with full en-suite bathroom and a self-contained Casita with living room, bedroom and full bathroom. Additionally, there’s a powder room with custom mirror, another 10 ft. linen cabinet, SmartSpace/laundry with built-in desk, solar, A/C, extra long 2-car garage with storage, tankless heater and SmartHome WiFi controls. To top it off, this magnificent home is located in Trilogy Monarch Dunes with outstanding resort-style amenities to enjoy life to its fullest.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
Mesa Middle SchoolGrades 7-84.0 mi
8/10
Nipomo High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2020

Materials

  • Foundation: Slab

Other

  • Builder model: Carmel

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Microwave,Tankless Water Heater,Warming Drawer
  • Laundry features: Inside

Bathroom

  • Features: Bathroom Exhaust Fan,Dual Sinks,Enclosed Toilet,Full Bath on Main Level,Linen Closet,Quartz Counters,Tub Shower,Vanity,Walk-In Shower

Bedroom

  • Features: Bedroom on Main Level

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Features

  • Separate/Formal Dining Room,High Ceilings,Open Floorplan,Pantry,Pull Down Attic Stairs,Quartz Counters,Recessed Lighting,Wired for Data,Wired for Sound,All Bedrooms Down,Bedroom on Main Level,Main Level Primary,Primary Suite,Utility Room,Walk-In Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Den,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,005 sqft

Kitchen

  • Features: Built-in Trash/Recycling,Kitchen Island,Kitchen/Family Room Combo,Pots & Pan Drawers,Quartz Counters,Utility Sink,Walk-In Pantry

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 091512020
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: One
  • Stories: 1
  • Entry location: front of home
  • Pool features: Association
  • Patio & porch: Open,Patio
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Association
  • Has view: Yes
  • View description: Vineyard

Lot

  • Lot size: 10,389 sqft
  • Features: Back Yard,Cul-De-Sac,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Drought
Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,354$112,248
Home Insurance *$226$2,712
Property Taxes $1,624$19,488
Electricity $644$7,732
Total$11,848$142,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$406,217/yr
40% on housing$355,440/yr
45% on housing$315,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$616This listing

vs Other Active Listings

Avg $/sqft

ZIP 93444$448
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93444$508
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-16Listed for sale$1,899,000
2020-09-04Sold$1,192,500

For Sale by Agent

AgentMolly Murphy
BrokerageCompass

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