See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

115 6th St, Lancaster, OH, 43130

2beds
1baths
543sqft
$72,000
$133price/sqft
$664/moest. monthly cost
$26,560/yrincome needed

About This Home

QUALIFIES FOR NO MONEY DOWN!! Check out this charming historic cottage located inside Lancaster Campground. This well-maintained home features two bedrooms on the second floor and a full bath on the main level, along with a convenient stackable washer and dryer. Renovated in 2022, updates include plumbing, electric, new drywall and fixtures, newer windows and doors, and a built-in electric fireplace. Additional improvements include spray foam insulation beneath the home for enhance efficiency and a brand-new roof installed in December 2025. Enjoy the inviting covered front porch, the unique charm and quietness of campground living in this special historic setting within close proximity to the pool, Davis auditorium and the campground cafe. HOA fee includes water, sewer, trash and street snow removal! Don't let this one get away! Motivated Seller!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Tarhe Elementary SchoolGrades K-51.4 mi
5/10
Lancaster High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1881

Materials

  • Foundation: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Wood,Carpet
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 486
  • Total interior livable area: 543 sqft

Property

Details

  • Parcel number: 0531305000

Features

  • Levels: One and One Half
  • Private pool: Yes
  • Patio & porch: Porch

Lot

  • Lot size: 5,662 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $364$4,368
Home Insurance *$38$456
Property Taxes $69$828
Electricity $193$2,320
Total$664$7,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,765/yr
40% on housing$19,920/yr
45% on housing$17,706/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 43130$148
Fairfield County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 43130$167
Fairfield County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$79,000
2026-05-07Price change$84,777
2026-03-23Price change$84,999
2026-02-17Price change$87,900
2026-01-17Listed for sale$89,900

For Sale by Agent

AgentJenifer M Campbell
BrokerageHoward Hanna Real Estate Servc

Similar Homes