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794 NW Dogwood Ter, Lake City, FL, 32055

4beds
3baths
2,797sqft
$749,000
$268price/sqft
$5,380/moest. monthly cost
$215,200/yrincome needed

About This Home

Located on a picturesque 4.2-acre corner parcel, this impeccably maintained custom residence offers a rare combination of refined design and peaceful country surroundings. Built and cared for by its original owner, the home presents like new and showcases quality craftsmanship and upscale finishes throughout. A welcoming front porch leads into a stunning interior where soaring ceilings and an open-concept design create an airy, inviting atmosphere ideal for both everyday living and entertaining. The heart of the home is a beautifully appointed kitchen featuring a large gathering island, custom cabinetry with crown molding, and abundant workspace for cooking and hosting alike. Privately positioned, the owner’s suite is a luxurious retreat, complete with a spa-inspired bath offering a soaking tub, walk-in shower, dual vanities, and an impressive walk-in closet. Just off the suite, a dedicated office or flex area provides the perfect space for working from home or creative pursuits. Two additional guest bedrooms are thoughtfully designed and share a beautifully finished bath. Upstairs, a spacious bonus room with its own private bath and loft area offers incredible flexibility for a media room, guest suite, playroom, or additional living quarters. The 18'x30' workshop is equipped with its own electrical panel. Upgrades include wiring for a generator and two electric vehicles. Feature Sheet avaliable on documents tab.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
4/10
Lake City Middle SchoolGrades 7-87.7 mi
3/10
Columbia High SchoolGrades PK,9-129.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Disposal,Electric Range,Range Hood,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Insulated,Ceiling Fan(s),High Speed Internet,Bonus Room,Quartz Counters
  • Window features: Insulated Windows,Blinds
  • Flooring: Carpet Vinyl,Tile

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,797
  • Total interior livable area: 2,797 sqft

Property

Details

  • Parcel number: 123S1500167215
  • Zoning: A-3

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Covered,Rear Porch
  • Exterior features: Rain Gutters Whole Roof,Shrubbery,Flowers,Plant Bed
  • Fencing: Wood,Partial,Fenced

Lot

  • Lot size: 4.20 Acres
  • Features: Pasture
  • Lot size dimensions: 4.2 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Garage,Driveway,Detached Enclosed Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$541$6,492
Property Taxes $771$9,252
Electricity $281$3,377
Total$5,380$64,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,457/yr
40% on housing$161,400/yr
45% on housing$143,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 32055$165
Columbia County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 32055$135
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Price change$749,000
2026-05-22Listed for sale$769,000
2016-03-21Sold$30,000
2014-01-27Sold$27,500
2000-09-18Sold$32,500

For Sale by Agent

AgentMissy Zecher
BrokerageREMAX Select Group

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