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164 9th St, Lancaster, OH, 43130

2beds
1baths
924sqft
$120,000
$130price/sqft
$1,096/moest. monthly cost
$43,840/yrincome needed

About This Home

Lovely 2BR, 1BA Cape Cod cottage in the Lancaster Campgrounds! Extra large leased lot allows for outdoor living and personal space. The parking area is large enough for up to 4 cars. Enter into a charming 4 season entryway that leads to the kitchen & eating areas. There's a generous sized living room and another 4 season/bonus room for utilities, storage & second entryway into home. The owner bedroom with large walk-in closet and full bath are on the main level and there's a second large bedroom upstairs! This home has been well maintained and is ready for it's new owner! Kitchen stove & refrigerator & stackable washer/dryer will convey. Buyers must be approved by the Campground Assn. prior to purchase.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
Tarhe Elementary SchoolGrades K-51.5 mi
5/10
Lancaster High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Laminate,Carpet
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s),Wall Unit(s)

Interior Area

  • Total structure area: 684
  • Total interior livable area: 924 sqft

Property

Details

  • Parcel number: 0531309300

Features

  • Levels: One and One Half

Lot

  • Lot size: 435.60 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$64$768
Property Taxes $233$2,796
Electricity $193$2,320
Total$1,096$13,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,577/yr
40% on housing$32,880/yr
45% on housing$29,226/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 43130$148
Fairfield County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 43130$167
Fairfield County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Listed for sale$120,000
2014-01-06Sold$18,500

For Sale by Agent

AgentGay Gatian
BrokerageCarleton Realty, LLC

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