207 Cardinal Trail, Stuart, FL, 34997
About This Home
Welcome to paradise! This updated waterfront home sits on a quiet cul-de-sac along the South Fork of the St. Lucie River, across from Halpatiokee Regional Park with easy ocean access and minutes to downtown Stuart and I-95. Bright, open layout with river views, new interior paint (2025), and tile/laminate flooring throughout. The 2023 kitchen features quartz countertops and updated appliances. Spacious primary suite with an updated bath, plus a renovated guest bath with outdoor access. Enjoy a private backyard oasis with tiki hut, resurfaced pool (2020), and spa (2019). Two docks include a floating dock with kayak launch and boat lifts. Impact windows, metal roof, newer A/C, updated exterior, irrigation, and new well (2025). Low $350/yr HOA with community storage.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1970
Materials
- Roof: Metal
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Free-Standing Freezer,Disposal,Microwave,Oven,Refrigerator,Water Heater,Washer
- Laundry features: Inside,Laundry Closet
Bedroom2
- Area: 120
- Dimensions: 12 X 10
Bedroom3
- Area: 120
- Dimensions: 12 X 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 80
- Dimensions: 8 X 10
Features
- Attic,Dual Sinks,Living/Dining Room,Pantry,Pull Down Attic Stairs,Storage,Tub Shower,Walk-In Closet(s)
- Window features: Blinds
- Flooring: Laminate,Wood
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,257
- Total interior livable area: 1,745 sqft
Kitchen
- Level: Main
- Area: 90
- Dimensions: 10 X 9
Living Room
- Level: Main
- Area: 208
- Dimensions: 16 X 13
Master Bedroom
- Level: Main
- Area: 182
- Dimensions: 14 X 13
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 043941003000004908
- Zoning: R-2B
- Special condition: Standard,Listed As-Is
Features
- Levels: One
- Stories: 1
- Entry location: Entry Level Living Area Y
- Private pool: Yes
- Pool features: Fiberglass,In Ground
- Patio & porch: Deck,Porch
- Exterior features: Garden,Lighting,Outdoor Living Area
- Has spa: Yes
- Spa features: Above Ground
- Fencing: Fenced
- Has view: Yes
- View description: Canal,Preserve,River,Water
- Has water view: Yes
- Water view: Canal,River,Water
- On waterfront: Yes
- Waterfront features: Canal Access,Canal Front,Fixed Bridge,Navigable Water,Ocean Access,River Front,River Access
- Frontage type: Waterfront
- Frontage length: 155.00,155.00
Lot
- Lot size: 9,538 sqft
- Features: Cul-De-Sac,Sprinklers Automatic,< 1/4 Acre
Parking
- Total spaces: 4
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Wildfire
- Coastal Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Martin County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,444 | $53,328 |
| Home Insurance * | $907 | $10,884 |
| Property Taxes | $1,127 | $13,524 |
| Electricity | $197 | $2,366 |
| Total | $6,675 | $80,100 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Listed for sale | $879,000 |
| 2024-08-17 | Listing removed | -- |
| 2021-08-16 | Sold | $689,000 |
| 2021-07-24 | Pending sale | $699,000 |
| 2021-06-19 | Price change | $699,000 |
| 2021-06-04 | Price change | $729,000 |
| 2021-05-26 | Price change | $745,000 |
| 2021-04-30 | Listed for sale | $769,000 |
| 2005-11-04 | Sold | $335,000 |
For Sale by Agent
View on Zillow