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55 SE Seminole Street #A, Stuart, FL, 34994

3beds
4baths
2,596sqft
$1,995,000
$768price/sqft
$13,713/moest. monthly cost
$548,520/yrincome needed

About This Home

Set within the prestigious River House community in the heart of Downtown Stuart, this refined townhouse delivers the rare sensation of living in a private Palm Beach-style residence, without the responsibility of traditional single-family home ownership. Designed and conceived by award-winning custom homebuilder Hollub Homes, this unique three-bedroom residence presents itself with scale, elegance, and intention. Offered fully furnished with premium designer furnishings, the home is move-in ready and curated with a level of style and comfort that enhances the overall luxury experience. Eleven-foot finished ceiling heights, generous living spaces, premium finishes, and an abundance of natural light create a polished, yet comfortable environment designed for both everyday living and sophisticated entertaining. The gourmet chef's kitchen is beautifully appointed with Sub-Zero, Wolf, and Asko appliances, a gas range, quartz countertops, custom wood cabinetry, and elevated designer details throughout. The open-concept living and dining areas flow effortlessly, creating a sense of space rarely found in downtown townhouse living. The oversized primary suite is a standout feature, offering the feel of a private retreat with impressive proportions and a beautifully finished ensuite bath featuring a spacious shower area, soaking tub with rain showerheads, and refined contemporary finishes. Each unit is also equipped with individual gas-powered tankless water heaters, further enhancing the comfort and efficiency of the residence. River House offers a coveted waterfront lifestyle with a beautiful riverfront community pool and the potential ability to obtain a boat slip for rent. From there, enjoy the convenience of getting on your boat and reaching the inlet in approximately ten minutes, connecting you directly to the St. Lucie River, Intracoastal Waterway, and Atlantic Ocean. Just outside your door, Downtown Stuart offers one of the most desirable coastal lifestyles in Florida, with walkable access to acclaimed dining, boutique shopping, farmers markets, live music, concerts, and the scenic waterfront boardwalk. Immaculately maintained and exceptionally positioned, this River House residence offers the best of both worlds: the privacy, scale, and finish level of a luxury home, paired with the ease, convenience, and energy of downtown waterfront living.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

6/10
Stuart Middle SchoolGrades 6-80.4 mi
6/10
Jensen Beach High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Metal
  • Construction materials: Concrete

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Gas Cooktop,Disposal,Gas Range,Microwave,Oven,Refrigerator,Tankless Water Heater,Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Built-in Features,Closet Cabinetry,Dual Sinks,Garden Tub/Roman Tub,High Ceilings,Kitchen Island,Tub Shower,Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,073
  • Total interior livable area: 2,596 sqft

Kitchen

  • Area: 1
  • Dimensions: 1 X 1

Property

Accessibility

  • Accessibility features: Accessibility Features,Accessible Approach with Ramp

Details

  • Parcel number: 043841008003000100
  • Zoning: Res Condo
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$445$5,340
Property Taxes $2,920$35,040
Electricity $261$3,135
Total$13,713$164,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$470,160/yr
40% on housing$411,390/yr
45% on housing$365,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$768This listing

vs Other Active Listings

Avg $/sqft

ZIP 34994$182
Martin County$353

vs Homes Sold Last Month

Median $/sqft

ZIP 34994$394
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$12,500
2026-07-14Listed for sale$1,995,000
2026-01-09Listing removed$14,750
2025-09-03Listed for rent$14,750
2025-08-09Listing removed$14,750
2025-07-19Listed for rent$14,750
2025-07-15Listing removed$14,750
2025-04-29Price change$14,750
2025-01-25Listing removed$2,100,000
2024-11-01Price change$19,000
2024-07-24Listed for sale$2,100,000
2024-07-15Listed for rent$25,000
2024-06-07Listing removed--
2024-04-28Price change$14,000
2024-01-07Listed for rent$18,000
2022-01-06Sold$1,295,000

For Sale by Agent

AgentCorey Jason Kovalsky
BrokerageOne Sotheby's Intl. Realty

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