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1187 N Columbus St, Lancaster, OH, 43130

3beds
2baths
1,928sqft
$400,000
$207price/sqft
$2,826/moest. monthly cost
$113,040/yrincome needed

About This Home

Incredible original charm with modern updates. Step inside this beautifully maintained home where timeless character meets today's modern comforts. Filled with warmth and character, this inviting home has been thoughtfully updated while preserving the features that make it truly special. The heart of the home is the beautifully remodeled kitchen, featuring birch cabinetry, granite countertops, porcelain tile flooring, and abundant workspace for everyday living and entertaining. Both bathrooms have been tastefully updated with porcelain and marble flooring, including a stunning tile walk-in shower. Over the past decade, numerous improvements have added both style and peace of mind, including vinyl replacement windows, a new main electrical service wire and meter box, concrete patio, and a gazebo that creates the perfect outdoor retreat. Situated on a .33-acre lot, the property also offers a 24' x 32' detached garage, ideal for vehicles, hobbies, or additional storage. Relax on the spacious front porch, entertain family and friends outdoors, and enjoy a home that offers the perfect blend of historic charm, quality updates, and everyday comfort. This is a home you'll appreciate from the moment you arrive.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
Tarhe Elementary SchoolGrades K-51.7 mi
5/10
Lancaster High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Insulated Windows
  • Flooring: Wood,Carpet,Ceramic/Porcelain
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,928
  • Total interior livable area: 1,928 sqft

Property

Details

  • Parcel number: 0532007000
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$215$2,580
Property Taxes $383$4,596
Electricity $206$2,481
Total$2,826$33,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,891/yr
40% on housing$84,780/yr
45% on housing$75,360/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 43130$146
Fairfield County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 43130$167
Fairfield County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$379,900
2026-08-04Price change$394,900
2026-07-27Listed for sale$400,000
2024-08-07Listing removed$379,900
2024-08-03Listed for sale$379,900
2024-07-29Pending sale$379,900
2024-07-27Listed for sale$379,900
2014-04-28Sold$124,700
2014-04-03Price change$139,900
2014-03-25Listed for sale$149,900
1994-08-30Sold$93,900

For Sale by Agent

AgentHeather Mae Warner
BrokerageRed 1 Realty

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