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361 S Stingray Lane, Sneads Ferry, NC, 28460

3beds
3baths
1,375sqft
$270,000
$196price/sqft
$1,785/moest. monthly cost
$71,400/yrincome needed

About This Home

Best Value, Best Location! Featuring an open concept floor plan covered in upgraded features to maximize functionality and a comfortable living environment. Upstairs you'll find all three bedrooms! The bedrooms include two sizable rooms and an enormous primary suite with a walk in closet and private, ensuite bathroom! Step outside to enjoy the beautiful NC weather on your covered porch. There is a one-car attached garage on this unit! The aesthetically pleasing exterior of the home is sure to catch your eye complemented by stone accents and architectural shingles. You're sure to love this home and its features, inside and out! BETTER HURRY, THIS WILL SELL FAST!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Dixon ElementaryGrades PK-50.4 mi
7/10
Dixon MiddleGrades 6-80.9 mi
4/10
Dixon HighGrades 9-122.9 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Laminate

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,375
  • Total interior livable area: 1,375 sqft

Property

Details

  • Parcel number: 765f66
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Patio
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: irregular

Parking

  • Total spaces: 1
  • Parking features: On Site,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$73$876
Property Taxes $147$1,764
Electricity $200$2,405
Total$1,785$21,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,200/yr
40% on housing$53,550/yr
45% on housing$47,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$307
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$270,000
2025-07-28Listing removed$1,700
2025-07-16Price change$1,700
2025-07-02Price change$1,740
2025-05-15Listed for rent$1,750
2024-06-10Listing removed--
2024-05-08Price change$1,700
2024-05-03Price change$1,725
2024-04-11Listed for rent$1,750
2021-08-11Sold$204,400
2021-05-26Pending sale$202,400
2021-05-22Listed for sale$202,400

For Sale by Agent

AgentKim Chesley
BrokerageColdwell Banker Sea Coast Advantage

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