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316 Naval Store Drive, Jacksonville, NC, 28546

4beds
3baths
3,357sqft
$457,000
$136price/sqft
$3,038/moest. monthly cost
$121,520/yrincome needed

About This Home

Welcome home to the highly desirable Onslow Bay community, just 3 miles from MCB Camp Lejeune's Piney Green Gate, 14 miles to New River Air Station, and minutes from area schools, shopping, and dining. This beautiful neighborhood offers impressive amenities, including a clubhouse and community pool. Welcome to the Haley floorplan. This spacious 4 bedroom, 2.5 bath home welcomes you with a grand two story foyer filled with natural light. Ideal formal spaces include a dedicated dining room and formal living room, perfect for entertaining. The heart of the home features a wide-open layout connecting the kitchen, breakfast area, keeping room, and family room. The kitchen is sure to impress with staggered flat-panel cabinetry, an oversized island for extra seating, and ample workspace. The cozy den , complete with a fireplace, creates a warm and inviting atmosphere. Upstairs, the primary suite offers a charming sitting area and a spacious en-suite bath with a double vanity, separate soaking tub, walk in shower, private toilet area, linen closet, and a large walk-in closet. Bedrooms two, three, and four offer generous closet space, with bedroom four providing direct access to the hall bath. A convenient second floor laundry room completes the upper level. Additional features include a 2 car garage and a thoughtfully designed floor plan throughout. This home is truly a must see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
Silverdale ElementaryGrades K-55.7 mi
7/10
Hunters Creek MiddleGrades 6-82.2 mi
4/10
White Oak HighGrades 9-123.2 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First

Den

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Walk-in Closet(s),Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,357
  • Total interior livable area: 3,357 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Other

  • Level: Second

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1127e92
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Patio,Front Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 100 x 218 x 103 x 193

Parking

  • Total spaces: 2
  • Parking features: Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Tornado
Cold Wave
Ice Storm
Wildfire

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,310$27,720
Home Insurance *$167$2,004
Property Taxes $249$2,988
Electricity $312$3,752
Total$3,038$36,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,160/yr
40% on housing$91,140/yr
45% on housing$81,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 28546$138
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28546$160
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Price change$450,000
2026-01-16Listed for sale$465,000
2024-02-07Sold$445,000
2024-01-15Pending sale$450,000
2023-12-18Price change$450,000
2023-12-06Price change$452,000
2023-10-02Listed for sale$455,000
2023-02-10Sold$433,000
2023-01-09Pending sale$433,000
2022-07-27Listed for sale$433,000
2022-05-31Sold$55,000

For Sale by Agent

AgentSandra Pearson
BrokerageRealty One Group Affinity

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