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481 Worsley Way, Jacksonville, NC, 28546

3beds
3baths
1,822sqft
$325,000
$178price/sqft
$2,139/moest. monthly cost
$85,560/yrincome needed

About This Home

Sellers are offering a $5500 credit for the buyer to use as they choose! Welcome home to this beautifully maintained two-story craftsman in a quiet neighborhood near Camp Lejeune. From the moment you pull up, the curb appeal delivers. Tan siding with board-and-batten gable accents, rich burgundy shutters and front door, stone veneer at the base, and a covered entry that just feels like home. The wide concrete driveway leads to a spacious two-car garage, and privacy fencing wraps the backyard for a tucked-away feel. Step inside and you're greeted by rich hardwood-style flooring that flows through the main level. The open-concept layout connects the living room, dining area, and kitchen seamlessly, perfect for everyday living and entertaining alike. The living room features a cozy fireplace, ceiling fan, and plenty of natural light from the large windows. Just off the dining area, a sliding glass door opens directly to the backyard patio for an effortless indoor-outdoor connection. The kitchen is the heart of the home and doesn't disappoint. White shaker-style cabinetry, granite countertops, a full stainless steel appliance package including a range, built-in microwave, and dishwasher, plus a window over the sink that looks out to the backyard. Recessed lighting, ample counter space, and a layout that just works. Upstairs, the primary suite is genuinely impressive at 19x17, a true retreat with carpet, a ceiling fan, a walk-in closet, and a private bath. The secondary bedrooms are well-sized and versatile, each with closet storage and carpet underfoot. Whether you're a first-time buyer, relocating to the area, or a VA buyer looking for a move-in ready home, this one checks all the boxes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Silverdale ElementaryGrades K-55.5 mi
7/10
Hunters Creek MiddleGrades 6-82.4 mi
4/10
White Oak HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Pantry,Eat-in Kitchen

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,822
  • Total interior livable area: 1,822 sqft

Property

Details

  • Parcel number: 1127e110
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio
  • Fencing: Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 46 x 146 x 192 x 218

Parking

  • Total spaces: 2
  • Parking features: None
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Tornado
Cold Wave
Ice Storm
Wildfire

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$119$1,428
Property Taxes $177$2,124
Electricity $200$2,405
Total$2,139$25,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,337/yr
40% on housing$64,170/yr
45% on housing$57,040/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 28546$138
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28546$160
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$329,500
2023-02-28Sold$299,000
2023-02-03Pending sale$299,000
2022-06-29Listed for sale$299,000
2022-02-23Listing removed--
2022-02-22Listed for sale$332,000
2022-02-18Pending sale$332,000

For Sale by Agent

AgentRobert Lane
BrokerageeXp Realty

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