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430 N High St, Lancaster, OH, 43130

3beds
2baths
2,163sqft
$259,000
$120price/sqft
$1,927/moest. monthly cost
$77,080/yrincome needed

About This Home

Step into timeless charm with modern comfort in this beautifully remodeled two-story home. Updated from top to bottom, this home blends classic character with today's modern conveniences. The main level features a bright & cheerful living room, large dining room, small bedroom, full bath, mud room/ laundry room, combination and a large eat-in kitchen. Upstairs you will find two additional bedrooms and another full bath along with a furnace room complete with a brand new HVAC system! Gas forced heat and central air & vinyl replacement windows will keep you comfortable all year 'round. Fresh paint, new LVP & carpet floors complete the interior. Exterior improvements include new shingles along with the original slate roof, new vinyl siding and a wonderful wrap around porch for enjoying those warm Summer days outside! There's a large shed and parking off the alley in the rear as well as on street parking. Walking distance to downtown Lancaster Heritage District and all it has to offer as well as being close to shopping, medical facilities, restaurants and St Rt 33 for your commuting needs. It's all here in one package and move in ready! Come check it out!

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
East Elementary SchoolGrades K-50.2 mi
5/10
Lancaster High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One,Decorative
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,578
  • Total interior livable area: 2,163 sqft

Property

Details

  • Parcel number: 0533000500
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Porch

Lot

  • Lot size: 3,920 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$139$1,668
Property Taxes $248$2,976
Electricity $231$2,783
Total$1,927$23,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,068/yr
40% on housing$57,810/yr
45% on housing$51,386/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 43130$147
Fairfield County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 43130$167
Fairfield County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$289,000
2026-04-02Listed for sale$299,999
2025-02-10Sold$77,500
2025-01-29Contingent$79,900
2025-01-24Listed for sale$79,900

For Sale by Agent

AgentGay Gatian
BrokerageCarleton Realty, LLC

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